What the ACA means for mental health coverageBy Harold Pollack
healthinsurance.org contributor
Perhaps the most under-covered aspect of health reform is its dramatic expansion of coverage for the treatment of psychiatric and substance abuse disorders. The Affordable Care Act’s Medicaid expansion will finance care for millions of low-income Americans, now uninsured, who suffer from these conditions.
Health Wonk Review for May 9, 2013By Steve Anderson
healthinsurance.org editor
The latest greatest edition of Health Wonk Review is live over at Managed Care Matters and, as host Joe Paduda notes, it’s all about health care cost trends, reform implementation. This edition includes a collection of posts speculating about the likelihood of decreasing health care costs over the next decade. It also offers several pieces focused [...]
No shortage of health insurance ‘flavors’ aheadBy Wendell Potter
healthinsurance.org contributor
It will be almost five months before the states’ health insurance exchanges will be up and running and already we’re seeing media stories suggesting that some insurance companies will not sign up to sell their policies on the exchanges – at least not right away. “Big insurers wary of entering new Obamacare markets,” read the [...]
26 million eligible for help paying premiumsBy Ron Pollack
Founding Executive Director, Families USA
We at Families USA estimate that nearly 26 million Americans will be eligible for premium tax credits to help make health coverage affordable.
A helping hand for Rep. Marsha Blackburn:By Wendell Potter
healthinsurance.org contributor
In fact, one of the real objectives of the “Time for Affordability” PR and advertising campaign the insurance industry is waging is to obscure a reality they want us and our lawmakers to ignore or forget: insurance premiums have become unaffordable not because of health care reform but because insurers have been able to get away with raising rates as high as necessary to meet profits expected by board members, shareholders and Wall Street financial analysts.
Title of Congressional hearing said it all:By Wendell Potter
healthinsurance.org contributor
I was stunned when Rep. Renee Ellmers (R-N.C.), accused me of being disingenuous because I told the story of a Florida woman who might be alive today had she not been blackballed by insurance companies after being treated for breast cancer several years ago.
Who is Douglas Holtz-Eakin and why is he saying such terrible things about health reform?By Maggie Mahar
healthinsurance.org contributor
Douglas Holtz-Eakin uses some pretty fuzzy “facts” (and we use that term loosely) in his attempts to badmouth the Affordable Care Act.
Can we control spending AND improve quality?By Harold Pollack
healthinsurance.org contributor
Harold Pollack continues his series of interviews with health policy experts, talking this month with Michael Chernew, Professor of Health Care Policy in the Department of Health Care Policy at Harvard Medical School. The two discuss a wide range of topics, including the ACA’s daunting goal of controlling spending while improving quality.
Want to fix health care? Watch this movie.By Wendell Potter
healthinsurance.org contributor
Escape Fire, The Fight to Rescue American Healthcare, describes how health care in America has turned into a business. How the quest for money has hurt the quality of care provided to patients and how it has kept millions of us from having access to even mediocre care.
Why is it that the truth never goes viral?By Maggie Mahar
healthinsurance.org contributor
If conservatives and insurers join to make young Americans afraid of Obamacare, they might persuade a fair number to opt out of insurance, and pay the penalty instead. This could, indeed, hurt health care reform.
HHS gets specific on ACA’s essential benefitsBy Linda Bergthold
healthinsurance.org contributor
What’s “basic” in health care is an issue of heated debate. Individuals and groups as diverse as cancer advocates, children’s hospitals, parents of disabled children, physical therapists, dentists, and optometrists have been waiting for final clarification from HHS.
IRS ruling a ‘disaster for Obamacare?’ Not quite.By Maggie Mahar
healthinsurance.org contributor
The claim that – as a result of an IRS ruling – “millions” will be left uninsured under Obamacare is “fear-mongering, pure and simple,” says healthy policy writer Maggie Mahar.
Is pain-free Medicare reform possible?By Maggie Mahar
healthinsurance.org contributor
Last week, President Obama signaled that he is ‘open to making modest adjustments to programs like Medicare.’ Should seniors brace for bad news? No. There are many ways to cut Medicare spending without drawing blood. It’s a matter of using a scalpel, not an axe, to trim the fat.
Consumer protections in industry crosshairsBy Wendell Potter
healthinsurance.org contributor
If you’re a 20- or 30-something and have health coverage, you’re being targeted by insurance industry campaign to eliminate two important consumer protections in the Affordable Care Act.
The future of YOUR health insurance premiumsBy Maggie Mahar
healthinsurance.org contributor
Today, many Americans are asking, “Will my premiums go up in 2014?” There is no simple answer … but the answer for many Americans is that premiums will actually fall.
How I became a health policy wonk, my favorite policy charts, and what’s ahead for health reformBy Harold Pollack
healthinsurance.org contributor
Harold Pollack talks with blogger Aaron Carroll about how he became a policy wonk, about his favorite health policy charts and the road ahead for health reform.
Will health insurance premiums skyrocket in 2014?By Maggie Mahar
healthinsurance.org contributor
Health reform critics claim Americans will soon feel “sticker shock” over climbing health premiums, but Maggie Mahar says they aren’t telling the whole story … and that coverage will actually cost less for many small firms and individuals.
Obamacare’s health insurance premium subsidies:By Maggie Mahar
healthinsurance.org contributor
Beginning in 2014, millions of Americans will discover that they qualify for subsidies designed to help them purchase their own health insurance. The aid will come in the form of tax credits, and many will be surprised by how generous they are.
Obama wins Round One of budget standoffBy Maggie Mahar
healthinsurance.org contributor
Now, the president will have to decide where he is willing to compromise on cutting government spending. There are, in fact, places where he could rein in Medicare without hurting beneficiaries.
Health Wonk Review for December 6By Steve Anderson
healthinsurance.org editor
Being what it is, Health Wonk Review is chock full of great blog posts – including a handful of them addressing the issue nearest and dearest to our hearts at healthinsurance.org: health reform.
Affordable Care Act’s Medicaid expansion:By Harold Pollack
healthinsurance.org contributor
The governors and the president needs the other. Each side has a (possibly perverse) stake in the other’s success. Each would also be wise to make some concession, if for no other reason than to provide their counterpart with a dignified path to compromise during the second Obama term.
Is health care headed for the ‘fiscal cliff?’By Linda Bergthold
healthinsurance.org contributor
It’s hard not to think about the movie “Thelma and Louise” with all the dire predictions about the coming”fiscal cliff.” House Speaker Boehner and President Obama may be our modern day Thelma and Louise, playing a little chicken with us all, with Obama proposing some pretty dramatic solutions and Boehner and the Republicans offering little except “no” to tax rate increases and raising the Medicare eligibility age.
Can businesses really NOT afford Obamacare?By Maggie Mahar
healthinsurance.org contributor
U.S. workers may think ACA-mandated health benefits from their employers are “priceless,” but some business owners believe employees and customers should think twice.
Why Obama succeeded, why Clinton failed, and why the fight over health reform STILL isn’t overBy Harold Pollack
healthinsurance.org contributor
Health policy historian Paul Starr, author of Remedy and Reaction, explains why Barack Obama succeeded on health reform while Bill Clinton failed … and why the battle over reform is far from over.
Why there is no “Next Big Idea” for health reformBy Maggie Mahar
healthinsurance.org contributor
Bottom line: The President doesn’t need to come up with new ideas. He just has to stand firm on implementing what we have.
Health Wonk Review for November 9By Steve Anderson
healthinsurance.org editor
Joe Paduda over at Managed Care Matters put together a great collection of posts focused on the Affordable Care Act and what’s ahead now that President Obama has won re-election.
Romneycare, Obamacare, and reform after tomorrowBy Harold Pollack
healthinsurance.org contributor
EDITOR’S NOTE: HIO Curbside Consult is a periodic informal dialogue with medical and health policy experts about pressing issues of the day. For this edition, I conversed by Gchat with Dr. Jonathan Gruber, a professor of economics at the Massachusetts Institute of Technology and director of the health care program at the National Bureau of [...]
Future of health reform may turn on Senate racesBy Maggie Mahar
healthinsurance.org contributor
Even if Mitt Romney were elected, he alone could not overturn major provisions of healthcare reform. Only Congress can pass the legislation needed to change the ACA. Republicans are expected to maintain control of the House, but if Democrats hold the Senate, they will be able to block House bills aimed at eviscerating “Obamacare.”
By Harold Pollack
healthinsurance.org contributor
Extreme statements of a few Senate candidates have brought the abortion issue center-stage in this electoral campaign. Abortion certainly deserves attention. Yet it should not overshadow other women’s health issues, which were a major focus of health reform. – Harold Pollack
Health Wonk Review for October 26By Steve Anderson
healthinsurance.org editor
If you haven’t yet had a chance to check out the most recent edition of Health Wonk Review, no worries: it’s still live over at HealthBeat. Maggie Mahar, who blogs regularly here, hosted this week’s edition, and spared no ink … uh pixels … in reviewing a nice collection of election-related health policy blogs. Her [...]
Fears of crowded doctors’ offices unwarrantedBy Maggie Mahar
healthinsurance.org contributor
In 2014, 12 million Americans will begin purchasing health insurance in the new marketplaces known as “exchanges.” Some are now uninsured and will be gaining coverage for the first time. Others have insurance through a small employer, or purchase their own policies. But few have the comprehensive coverage that will be available in the Exchanges [...]
Could President Romney repeal Obamacare? No. By Maggie Mahar
healthinsurance.org contributor
Mitt Romney’s web site makes a bold promise: ‘On his first day in office, Mitt Romney will issue an executive order that paves the way for the federal government to issue Obamacare waivers to all 50 states. He will then work with Congress to repeal the full legislation as quickly as possible.’
Many of Romney’s supporters assume that this is what will happen if he wins. But in truth, even if Republicans take both the White House and the Senate, Romney wouldn’t have the power to ‘repeal the full legislation.’ Nor could a new president grant waivers that would let states ignore the Affordable Care Act (ACA). We live in a nation ruled by law, not magic wands.”
“A clear choice on election day”By Harold Pollack
healthinsurance.org contributor
EDITOR’S NOTE: Welcome to our first HIO Curbside Consult – a periodic informal dialogue with medical and health policy experts about pressing issues of the day. Tonight, President Obama and Governor Romney will face off in their first debate. Medicare and Medicaid will be central topics of the conversation there. HIO’s Harold Pollack caught up [...]
Health Wonk Review for September 26By Steve Anderson
healthinsurance.org editor
We almost forgot to remind you that the latest edition of Health Wonk Review hit the virtual stands on Wednesday over at Wing of Zock. Fortunately, it’s filled with plenty of great articles that aren’t yet past their wonkspiration date.
Opponents using scare tactics on health care penaltyBy Maggie Mahar
healthinsurance.org contributor
ACA opponents are using scare tactics to convince Americans that a mandate to buy comprehensive health insurance represents a tax on the middle class they can’t afford.
Ryan and Romney’s fuzzy math catches up to themBy Harold Pollack
healthinsurance.org contributor
“For 30 years, Republicans have been getting away, politically, with providing fuzzy numbers about so many things. The Romney campaign has rather explicitly decided that it’s better to offer vague bromides about the virtues of limited government than it is to get down to the specifics in proposing unpopular measures required to make their proposals work.” – Harold Pollack
‘Are we better off because President Obama fought for health care reform? You bet we are.’By Harold Pollack
healthinsurance.org contributor
Harold Pollack: Clinton delivered the best speech of the 2012 campaign. “No one in American politics can rival Clinton’s ability to weave history and policy detail into a stem-winding performance that remains somehow compelling to average voters.”
Democrats fall in love with Obamacare – just in timeBy Linda Bergthold
healthinsurance.org contributor
From the explicit mention in the Democratic platform of the Affordable Care Act to the embrace of the term “Obamacare”, Democrats started off their 2012 Convention by praising health reform not burying it. In contrast to the Republicans, who mentioned it only in terms of opposition to the President, Democrats proudly and loudly touted the benefits of Obamacare in the first night of their convention.
Makers, takers, and health reformBy Harold Pollack
healthinsurance.org contributor
Romney running mate Paul Ryan’s speech last week criticized President Obama for enacting “a new entitlement we didn’t even ask for.” But health policy writer Harold Pollack says the WE Ryan embraced left many people out.
What would a GOP victory mean for women’s health?By Maggie Mahar
healthinsurance.org contributor
On the eve of the Republican Convention, blogger Maggie Mahar wonders, “What would a Republican victory in November mean for women’s health?” A review of GOP votes in Congress and recent campaign rhetoric offer solid – and sobering – clues.
Health reform: it’s about having each other’s backBy Harold Pollack
healthinsurance.org contributor
Alleged Obamacare-related increase in price of Papa John’s pizza ? 11 cents. Ensuring working Americans have a health care safety net? Priceless.
Health reform, Medicare and Romney’s running mateBy Steve Anderson
healthinsurance.org editor
The latest edition of Health Wonk Review is hosted by the kind folks over at the Disease Management Care Blog t’s chock full of health reform blog posts, from “obscure legal theorizing over the constitutional legitimacy of the Affordable Care Act” to an Olympic tribute to universal health care and look at what insurance brokers think about the law.
Student celebrates s’Tweet’ healthcare victoryBy Chuck Smith-Dewey
healthinsurance.org founder & ceo
Aetna CEO Mark T. Bertolini obviously heard Arijit Guha’s Tweets – and felt the resulting heat – ultimately deciding that Aetna would cover an Arizona graduate student’s mounting medical expenses and give the student a new policy with no lifetime cap.
How much can states gain by expanding Medicaid?By Maggie Mahar
healthinsurance.org contributor
In states where governors have vowed not to expand Medicaid, health insurance premiums are likely to go up as hospitals struggling to care for millions of uninsured patients pass the cost on to private sector insurers, who will, in turn, pass the bill on to their customers.
The latest edition of Health Wonk Review:By Steve Anderson
healthinsurance.org editor
The July 19 edition of Health Wonk Review is up over at Worker’s Comp Insider, and this week’s reviewer, Julie Ferguson, says it’s a sizzler.
Could a missing word really kill the ACA? No.By Maggie Mahar
healthinsurance.org contributor
Inevitably, opponents of the Affordable Care Act will continue to hunt for ways to undermine reform, says Washington & Lee law professor Timothy Jost, though “they may be shooting themselves in the foot.”
The Supreme Court’s decision buys timeBy Maggie Mahar
healthinsurance.org contributor
Thanks to the publicity, some learned that the Affordable Care Act’s mandate will apply only to Americans who don’t have employer-based insurance, Medicaid or Medicare. And while that relatively small group will be subject to a penalty if they don’t buy insurance, they also will be eligible for a subsidy if they do.
NAACP boos for Romney only the beginningBy Harold Pollack
healthinsurance.org contributor
Presidential candidate Mitt Romney appears amused during 15 seconds of booing that followed his comment that he would “eliminate every non-essential expensive program I can find … that includes ObamaCare …” Romney made the comment Wednesday during his speech at the NAACP National Convention.
How sharper than a serpent’s tooth it is to have a thankless … red state after health reformBy Harold Pollack
healthinsurance.org contributor
Supporters of the Affordable Care Act breathed a sigh of relief after Thursday’s Supreme Court ruling. Yet many remain worried about the decision’s Medicaid section. Although the court upheld the constitutionality of expanding Medicaid, it also ruled that the federal government may not withhold all of a state’s Medicaid funding to induce a state’s participation in ACA’s Medicaid expansion.
Today, the Supremes sang.By Maggie Mahar
healthinsurance.org contributor
I was not entirely surprised by the Court’s decision. Indeed, on March 26, the day that the Supreme Court began to hear oral arguments, I wrote about why I felt the law would not be overturned by the Court.
What if the Court rules that insurers don’t have to cover people suffering from pre-existing conditions?By Maggie Mahar
healthinsurance.org contributor
If the Supreme Court overturns the individual mandate that would require most Americans to buy insurance, it may rule that if everyone doesn’t have to buy insurance, insurance companies shouldn’t have to insure everyone.
The facts behind the controversy over breastfeedingBy Maggie Mahar
healthinsurance.org contributor
Since when did breast pumps become an “essential benefit?” Answer? Since we realized that if 90 percent of women nursed their babies for six months, giving them breast milk only, we could save 900 lives per year, and reduce health care spending by $13 billion annually.
If the individual mandate’s struck down, what next?By Maggie Mahar
healthinsurance.org contributor
The goal of the mandate is to draw more healthy people into the insurance pool, so that the cost of care when we become sick can be spread over a larger group. But the mandate is only one of many provisions in the PPACA that makes health insurance more attractive and more affordable.
2012 elections aren’t just about health reformBy Harold Pollack and Henry Aaron
healthinsurance.org contributors
This legislative program is why the 2012 elections are the most important in living memory. Conservatives could achieve goals long in gestation and fervently sought. Liberals could see seventy-five years of social welfare legislation undone.
Health Wonk ReviewBy Maggie Mahar
healthinsurance.org contributor
This week, Maggie Mahar edits the Health Wonk Review, a biweekly compendium of the best of the health policy blogs.
Can states thwart Affordable Care Act by refusing to build state health insurance exchanges?By Maggie Mahar
healthinsurance.org contributor
The Affordable Care Act (ACA) calls on the states to create health insurance exchanges – marketplaces where individuals and small businesses can shop for and compare health insurance plans. Beginning in 2014, insurers peddling policies on an exchange will have to meet the ACA’s standards by covering “essential benefits,” capping out-of-pocket expenses for individuals, and [...]
Despite health reform, age rating will still deliver stiff insurance premiums for many older AmericansBy Maggie Mahar
healthinsurance.org contributor
Under reform legislation, insurers selling policies in the individual or small-group markets can charge older boomers up to three times more than a younger adult would pay for an identical policy – unless the older person lives in a state that limits age-rating.
In sickness and in healthBy Harold Pollack
healthinsurance.org contributor
Mr. and Mrs. Romney might ponder why so many people whose lives have been altered by chronic disease and disability become passionate supporters of health reform. Some of these advocates directly experience medical-economic hardship. Others have not faced the most punishing financial consequences. They merely see what happens to others, less-privileged, who face the same medical challenges with fewer resources.
Health reform: a huge victory for womenBy Maggie Mahar
healthinsurance.org contributor
When they buy their own health insurance in the individual market, women must lay out an extra $1 billion a year, simply because they are women.
Family’s trip down health insurance ‘rabbit hole’ puts human face on desperately needed reform provisionsBy Harold Pollack
healthinsurance.org contributor
Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an insurance exchange. Families will receive financial help if they can’t afford to buy such coverage.
Supreme Court has the power, but not By Harold Pollack
healthinsurance.org contributor
The Court might damage or destroy the centerpiece of the Obama presidency. This would be an abuse of judicial power. It would also hurt millions of people whose pleas for help seem quite abstract to men in robes who might snatch that help away.
When an elephant forgets: the individual mandateBy Chuck Smith-Dewey
healthinsurance.org founder & ceo
For nearly 20 years the GOP trumpeted the virtues of the individual mandate … until it was enacted by a Democratic president.
How did the challenge to the Affordable Care Act ever make it to the U.S. Supreme Court?By Maggie Mahar
healthinsurance.org contributor
As Rachel Maddow observed last night: this case was “built up as the Super Bowl of American partisan politics.” Thus, the Supreme Court was left with little choice: it had to hear “The Case of the Century.”
Will the Supreme Court strike down health reform?By Maggie Mahar
healthinsurance.org contributor
I cannot believe for a minute that this Court wants to go down in history as the Gang of Nine that quashed the most important piece of legislation that Congress has passed in 37 years. If it did, we could find ourselves on the brink of a constitutional crisis.
Give your member of Congress a health care checkupBy Chuck Smith-Dewey
healthinsurance.org founder & ceo
Give your member of Congress a ‘health reform checkup’ at HealthReformVotes.org before the November elections.
50 billion reasons for Obama supporters to smileBy Chuck Smith-Dewey
healthinsurance.org founder & ceo
More good news for health care reform. The Congressional Budget Office – that nonpartisan referee that scores the financial impact of legislation – now says its revised figures show the 10-year cost of the Affordable Care Act (ACA) will be $50 billion less than it estimated just a year ago. Considering that health reform was [...]
Health care cost increase lowest in 50 yearsBy Linda Bergthold
healthinsurance.org contributor
While critics have been wailing about the impact of reform on health care costs, health care costs have been moderating and in some cases even going down.
Helping health insurance buyers bewareBy Jan Greene
healthinsurance.org contributor
The new summary of benefits was mandated in the federal health reform law to help consumers make sense of complicated insurance plans and compare them with one another when shopping for coverage.
What we can learn from The Biggest LoserBy Steve Anderson
healthinsurance.org editor
Dr. “H” Rob Huizenga of “The Biggest Loser” knows that education equals motivation for folks who need to change unhealthy behavior. The individual mandate could do the same: getting more folks back to doctors for the treatment – and education – that they need. (Photo courtesy of NBCUniversal)
Congress ‘hangs up’ on program created to help those frustrated with health insuranceBy Jan Greene
healthinsurance.org contributor
These are telephone hotlines providing callers with knowledgeable human beings to help with health insurance problems. Now, sadly, Congress seems to be allowing the program to die an early death, declining to fund it beyond the initial $30 million, which was distributed to 35 states.
Book examines battles over health reformBy Linda Bergthold
healthinsurance.org contributor
For anyone who wonders how the battle over health reform came to dominate so much of the nation’s attention over the past few years – and whether the battle will ever end – Paul Starr provides answers in Remedy and Reaction: The Peculiar American Struggle over Health Reform.
2011: a very good year for health reformBy Linda Bergthold
healthinsurance.org contributor
You will hear a lot of bashing of “Obamacare” during the current political season. But while we wait for full implementation of health reform in 2014, there have been meaningful changes that are helping American families every day.
How health reform’s 10 essential benefits could improve your insurance coverage …By Linda Bergthold
healthinsurance.org contributor
The fact that the Affordable Care Act defines ten mandatory categories of “essential benefits” provides a “floor” of coverage that can not be taken away. After 2014, no plan offered to individuals or small groups can exclude maternity care, prescription drugs, rehabilitation or habilitation services, or mental health services, to mention a few.
Pollack: ensuring young adults’ coverage now saves us all money down the lineBy Ron Pollack
Founding Executive Director, Families USA
Ensuring young adults are covered now saves us all money down the line and gives parents and their kids the peace of mind that they’ll have coverage they can count on when they need it the most.
Mitt Romney: father of health reform?By Steve Anderson
healthinsurance.org editor
We always love when politicians make witty jabs and then later get jabbed back. We love it, especially, when they’re jabbing health reform. Mitt Romney’s feeling a return jab right now. The GOP Presidential contender wisecracked in the spring that President Obama was giving Romney way too much credit for helping set the stage for national health [...]
Questions about the Affordable Care Act?By Steve Anderson
healthinsurance.org editor
Not entirely sure when state health insurance exchanges will take effect? Curious about Grandma’s new free preventive services? Call someone who cares.
Ruling against individual mandate could be start of citizens’ fight to keep reform gainsBy Steve Anderson
healthinsurance.org editor
How ‘ya gonna keep ‘em down on the farm (after they’ve seen Paree?) We love that old post-World War I tune, but we feel like it’s due for an update – and we think it could go something like this: How ‘ya gonna keep ‘em satisfied with the health insurance status quo after they’ve seen [...]
GOP memo: don’t improve aca too muchBy Steve Anderson
healthinsurance.org editor
After months of assuring Americans that they don’t hate everything about the recently passed Affordable Care Act – and that there’s room to improve the law – Republican legislators are now being cautioned to change their tune and their strategy. By improving the law too much, the memo says, legislators could make the law more popular.
Health reform isn’t down for the countBy Steve Anderson
healthinsurance.org editor
Kay, over at Balloon Juice, brings up an excellent point today about coverage of yesterday’s ruling by a federal judge that the health reform law is unconstitutional. Her point, simply, is that the ruling from this particular federal judge – Roger Vinson – isn’t the nail in the casket for the health reform law. The [...]
Reform repeal would balloon deficitBy Chuck Smith-Dewey
healthinsurance.org founder & ceo
House Republicans took one more step today toward repealing last year’s sweeping health care overhaul, as it approved a rule allowing a repeal bill to proceed to a vote. The vote is purely symbolic because it will never pass the Senate and will never be signed by the President. But since the nonpartisan Congressional Budget [...]
By Chuck Smith-Dewey
healthinsurance.org founder & ceo
Health reform’s individual mandate provision – the requirement that all taxpayers purchase health insurance beginning in 2014 – has been struck down by a federal judge appointed by none other than President George W. Bush. What is it with America’s continuing suffering inflicted by the former President? The deficit is about to go into hyperdrive [...]