A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-389-0372
Speak with a licensed insurance agent 888-389-0372
Get a quote
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Featured
Will you receive an ACA premium subsidy?
Learn how to determine if you qualify for ACA premium subsides, how subsidies are calculated, and why subsidy amounts in 2026 may be lower than recent years.
Featured
Qualifying life events that trigger an ACA special enrollment period
Learn what a qualifying life event is and which life changes (like marriage, job loss, birth, or moving) trigger a special enrollment period to get an ACA-qualified plan outside open enrollment.

Posts by tag

premium subsidies

Marketplace enrollees face return of the ‘subsidy cliff’ in 2026 photo

Marketplace enrollees face return of the ‘subsidy cliff’ in 2026

February 11, 2026 – Congress did not extend enhanced Marketplace subsidies at the end of 2025. Now, hundreds of thousands of Marketplace enrollees are…

50 populations whose lives are better thanks to the ACA photo

50 populations whose lives are better thanks to the ACA

January 8, 2026 – Millions of Americans would have worse health insurance – or none at all – without Obamacare's provisions. But the law's protections…

Health insurance for the unemployed photo

Health insurance for the unemployed

September 29, 2025 – When it comes to obtaining health insurance for the self employed, consumers have several coverage options to consider, including ACA…

ACA open enrollment: what’s new for 2025 photo

ACA open enrollment: what’s new for 2025

October 16, 2024 – Open enrollment for 2025 ACA (Affordable Care Act)-compliant health insurance is just around the corner. Let’s take a look at the various…

Applying for ACA coverage? Know the ropes (between income levels). photo

Applying for ACA coverage? Know the ropes (between income levels).

November 28, 2022 – Understanding how small differences in projected income can have a large impact on your health plan costs can be key to obtaining…

Four reasons to not wait until January to enroll in an ACA health plan photo

Four reasons to not wait until January to enroll in an ACA health plan

January 16, 2025 – Obamacare's 2023 open enrollment runs until January 15 in most states. Here's why you might want to enroll by December 15…

How I sought to stop worrying and love a Bronze plan photo

How I sought to stop worrying and love a Bronze plan

May 16, 2022 – For older enrollees with average-to-high income and some savings, low premium plans with high deductibles usually make…

ACA sign-ups hit all-time high – with a month of open enrollment remaining photo

ACA sign-ups hit all-time high – with a month of open enrollment remaining

December 28, 2021 – Americans in need of health insurance have responded to a major increase in marketplace subsidies created by the American Rescue…

How the Build Back Better legislation might affect your coverage photo

How the Build Back Better legislation might affect your coverage

December 22, 2021 – The Build Back Better Act is loaded with long-needed fixes to the Affordable Care Act that would continue to boost affordability of…

Why your ACA premium might be going up for 2022 photo

Why your ACA premium might be going up for 2022

December 15, 2021 – Health insurance rate increases nationally are mostly modest. Here’s why you might expect a steep increase anyway – and how you might…

Congress boosted ACA subsidies. An enrollment surge followed. photo

Congress boosted ACA subsidies. An enrollment surge followed.

September 28, 2021 – The ARP's enhanced health insurance subsidies prompted a major surge in new marketplace enrollments and plan upgrades during this year's…

How new carriers in your marketplace could affect your coverage options photo

How new carriers in your marketplace could affect your coverage options

September 14, 2021 – More health insurance carriers are entering ACA's exchanges for 2022. Here's why you should pay attention to new health plans in your…