Health Insurance

How to find and keep affordable health insurance

The writers and editors at the Health Insurance Resource Center put the pieces of the medical insurance puzzle together for you in our Health Insurance 101 section, as well as shifting through the best information from across the Internet throughout our pages:

Finding individual health insurance for your family can be confusing. We provide several tools to help you make better choices.

• Get no-obligation health insurance quotes.
• Explore our glossary of medical insurance terms.
• Learn about alternatives to employer-sponsored coverage, including COBRA and high-risk insurance pools.
• Peruse Frequently Asked Questions about health care.
• Understand health insurance options for the self-employed.

What can you do to provide low-cost protection for your family's health? Here at the Health Insurance Resource Center, we strive to make you a better-informed consumer to aid you in your quest to secure and keep an adequate health plan for your family, regardless of your individual situation.

Lack of health insurance is an epidemic. What's the cure?

Nearly 16 percent of Americans – 47 million people – are uninsured. According to a story in USAToday, the people without health insurance aren't just the poor – they are all of us. Medical bills are the cause of more than half of all personal bankruptcies in the United States.

Urge Congress to act – now.

The fact that millions lack access to quality, affordable health insurance is easily the biggest domestic crisis facing our nation. Our advocacy page gives you the tools to help convince Congress to support President Obama's call for health care reform. His plans are to ensure health plans do not discriminate on the basis of pre-existing conditions, expand access to the government's own insurance program, lower the cost on existing plans and give you the ability to keep your coverage if you switch jobs or become self-employed. Contact a member of the House of Representatives. Contact a US Senator. Contact the White House

Healthinsurance.org has long-held a well-deserved reputation for promoting health insurance reform, and with President Obama's election we are stepping up our efforts.

State Guides to health plans and health care quality

You'll also find information on the quality of health care in individual states from across the nation, from New Jersey to California. Each page also gives you the opportunity to receive free, no-obligation insurance quotes, complete with pricing and details from competing companies. Many states are seeking ways to tackle the problem of access to affordable health insurance on their own, and we look to health care reform initiatives on our state pages. We also have links to the contact forms for your elected officials, so you can easily lend your support, or offer alternative ideas.