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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

Is pediatric dental coverage included in exchange plans? photo

Is pediatric dental coverage included in exchange plans?

November 1, 2023 – There is no penalty for not having pediatric dental on your policy – and in most exchanges, you can purchase a plan without pediatric…

Are dental benefits included in ACA’s marketplace health plans? photo

Are dental benefits included in ACA’s marketplace health plans?

April 7, 2023 – Pediatric dental is one of the ACA's essential health benefits. But there's no requirement that dental care for adults be…

If I buy a dental insurance plan, what sort of out-of-pocket costs should I expect? photo

If I buy a dental insurance plan, what sort of out-of-pocket costs should I expect?

March 3, 2022 – If you're an adult who bought a dental insurance plan, your out-of-pocket costs will depend entirely on the amount of dental care you need…

Pediatric dental is one of the essential health benefits on ACA-compliant plans. Does that mean that my insurance will cover braces for my son? photo

Pediatric dental is one of the essential health benefits on ACA-compliant plans. Does that mean that my insurance will cover braces for my son?

March 3, 2022 – Pediatric dental is one of the essential health benefits, although it’s a bit more complicated than the other nine. Some medical…