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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

If I don’t enroll in a plan by the open enrollment deadline, what are my options? photo

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

September 18, 2023 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get? photo

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?

September 8, 2023 – Travel insurance is offered by a wide range of insurance carriers, and plans are available for coverage in the country where you're…

I will be retiring from my job in March and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage? photo

I will be retiring from my job in March and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?

September 15, 2021 – In most cases, you need to be living in a state in order to apply for insurance in that state (although it's possible to obtain coverage…

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment? photo

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2021 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…