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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

Should I let my individual health insurance plan automatically renew? photo

Should I let my individual health insurance plan automatically renew?

January 7, 2024 – If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year…

Are child-only policies available through the exchanges? photo

Are child-only policies available through the exchanges?

January 2, 2024 – You can purchase a child-only policy for your daughter, either in the exchange or off-exchange. If you qualify for a subsidy to help pay…

If I don’t enroll in a plan by the open enrollment deadline, what are my options? photo

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

September 18, 2023 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…

I’m self-employed. Is it better for me to buy health insurance through a broker, or through the exchange? photo

I’m self-employed. Is it better for me to buy health insurance through a broker, or through the exchange?

September 11, 2023 – If you're self-employed, a broker can help you enroll through the exchange, giving you personalized help and recommendations, but also…

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan? photo

If I’ve enrolled in a plan for the new year, can I change my mind and pick a different plan?

December 16, 2021 – You can make multiple plan selections during open enrollment, as long as you complete the final plan change by the end of open enrollment.…

My doctor posted a sign saying she ‘doesn’t take Obamacare.’ What should I do? photo

My doctor posted a sign saying she ‘doesn’t take Obamacare.’ What should I do?

August 3, 2021 – It depends on your relationship with your doctor. If you're not particularly attached to her, it might be easier to just find someone new.…