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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

Can I deduct my exchange premiums when I file taxes? photo

Can I deduct my exchange premiums when I file taxes?

January 12, 2024 – If you’re self-employed, yes. If not, it will depend on how much you spend on medical expenses during the year.…

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan? photo

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?

July 31, 2023 – Young adults under 26 can get coverage through a parent’s plan even if their school (or their own employer) offers health insurance.…

I thought subsidies were available for anyone with incomes up to 400% of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why? photo

I thought subsidies were available for anyone with incomes up to 400% of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why?

July 7, 2022 – Subsidies are only provided if the unsubsidized cost of the benchmark silver plan would be considered unaffordable without the subsidy. But…

I work part-time. Am I eligible for a premium subsidy to help me buy insurance? photo

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

May 27, 2021 – Your eligibility for a premium subsidy isn't tied to how many hours you work. As long as you meet the income requirements for the premium…