Frequently-asked questions by tag
I’m leaving my job – and will lose my insurance – the last day of this month. Can I get new coverage effective the next month after my employer-sponsored coverage ends or do I have to take COBRA?
March 29, 2024 – You do not have to continue your plan with COBRA unless you want to. You qualify for a special enrollment period if your…
If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?
February 5, 2024 – After open enrollment ends, you generally can't change your policy until the next open enrollment period, unless you experience a…
Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?
January 8, 2024 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your…
I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?
December 21, 2023 – If you purchased ACA-compliant health insurance in Texas and you're moving to Colorado, you'll need to select a new Colorado plan rather…
If I don’t enroll in a plan by the open enrollment deadline, what are my options?
September 18, 2023 – Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment…
Will my health insurance cover the costs of coronavirus testing and treatment?
July 20, 2023 – Although the federal and state governments have stepped in decisively to ensure that most people won’t incur out-of-pocket costs for…
I will be retiring from my job in March and moving to a new state. Do I have to establish residency there before I can apply for ACA coverage?
September 15, 2021 – In most cases, you need to be living in a state in order to apply for insurance in that state (although it's possible to obtain coverage…
I was laid off and don’t have any income. What are my health insurance coverage options?
September 15, 2021 – Loss of employer-sponsored insurance because you were laid off counts as a qualifying event, and special enrollment continues for 60 days…
We’re moving 50 miles, but staying in the same state. Is that a qualifying event?
August 18, 2021 – A move that doesn't take you out of state may still be a qualifying event. It depends on whether the health plans available in your new…
My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?
January 5, 2021 – Aging out of your parent's coverage triggers a special enrollment period – as long as the coverage was minimum essential coverage.…