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Frequently-asked questions about Medical Insurance

Frequently-asked-question:
What are the minimum and maximum number of employees allowed by state law to participate in a group health insurance plan?

Most states require that an employer enroll a minimum number of employees (generally ten, though fewer in some states) for coverage in order to purchase and maintain a group health insurance plan. This minimum size requirement reduces the potential for adverse selection. There is no legal limit to the number of employees that may be covered under a group health insurance plan.


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