Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
Denial of claim is the refusal of an insurance company or carrier to honor a request by an individual (or his or her provider) to pay for health care services obtained from a health care professional.
Denial of a health insurance claim does not necessarily mean you will ultimately have to pay for everything out of pocket. There are steps you can take – including filing an appeal – that may help you get the denial overturned.
Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your individual-market ACA-compliant health plan.
Learn how the Affordable Care Act (Obamacare) improved individual health coverage and delivered plan affordability through subsidies, Medicaid expansion and other ACA provisions.