A health insurance exchange mechanism is a key provision of health reform legislation, established to provide a selection of competing providers, each offering different qualified plans. All qualified plans must meet standards established and enforced by the Health Choices Administration. For instance, participating plans will not be allowed to discriminate against applicants based on health history (pre-existing conditions) or future risk. Competition between the plan providers would, in theory, encourage the providers to improve the quality and pricing of offered plans.
Your state's health reform plans
Find out what your state's health insurance exchange will look like.
healthreformvotes.org
Did your members of Congress support or oppose health reform?
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How to buy health insurance10 tactics for choosing an affordable individual health plan
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"If I'm trying to sell health reform, the smiling waitress with two kids, the laid-off steel worker, and the 7th grader with cancer work better on the campaign posters. Yet for many reasons – some obvious, some not – the health and well-being of ex-prisoners has a disproportionate impact on us all." More...
"Mr. and Mrs. Romney might ponder why so many people whose lives have been altered by chronic disease and disability become passionate supporters of health reform. Some of these advocates directly experience medical-economic hardship. Others have not faced the most punishing financial consequences." More...
Robert Greenstein, President of the Center on Budget Policy and Priorities (CBPP) dubbed Ryan's proposal "Robin Hood in reverse – on steroids. It could likely produce the largest redistribution of income from the bottom to the top in modern U.S. history." More...