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Hawaii health insurance

A guide to finding affordable health insurance in the Islands of Aloha

hawaii guide to health insurance

Island life agrees with people. Hawaii is the second healthiest state to live in according to the 2012 America's Health Rankings® from the United Health Foundation. Only Vermont has a higher ranking.

The good news:

  • The obesity rate in Hawaii is low compared to other states, yet 234,000 adults are considered obese.
  • Hawaiians have good access to primary care physicians, and a low uninsured rate.

The bad news:

  • Air pollution in Hawaii has increased during the past five years.
  • The percentage of children in poverty increased about 5 percentage points over the past five years; it's now at 15.9 percent.

Hawaii's best and worst category rankings:

  • Public Health Funding – 1st
  • Preventable Hospitalizations – 1st
  • Poor Mental Health Days – 1st
  • High School Graduation – 30th
  • Low Birth Weight – 30th
  • Binge Drinking – 43rd

For more details see the United Health Foundation’s latest findings on Hawaii.

Trust for America’s Health is another source for key Hawaii health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Hawaii here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Hawaii, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Hawaii have
a health insurance high risk pool?

IMPORTANT UPDATE: In 2010, Hawaii started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Hawaii resources

Hawaii state health insurance exchange

Hawaii’s exchange

Find out what your state’s health insurance exchange will look like.


$195,053 to 26,900 families

Insurance companies were forced to return an average of $15 per Hawaii family in 2012.


Find out how your member of the Hawaii Congressional delegation voted on health care.

HI state government resources

Hawaii Department of Commerce and Consumer Services Health Insurance

Health insurance resources from the state of Hawaii including severable downloadable…


The medical assistance program (Medicaid) which provides health insurance coverage to eligible Hawaiians It covers all ages 64 and under but has certain requirements and income eligibility…

HI advocacy resources

The Healthcare Association of Hawaii

A non-profit association that represents and advocates on behalf of its provider members to improve health care in…

Hawaii health insurance companies

Kaiser Permanente of HI

Health insurance for HI individuals

Resources for those individuals seeking health care insurance in Hawaii. If you are looking for Hawaii Medicare, visit our site for health insurance over 65.