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Idaho health insurance

A guide to finding affordable health insurance in the Spud State

idaho guide to health insurance

How healthy is living in Idaho? At 17th, the state made famous for its potato crops is in the healthier half of of the country in the United Health Foundation's 2012 comparison of health status across the 50 states.

The good news:

  • Idaho has the sixth-lowest percentage of adult smokers.
  • Many adults are physically active; the state ranks seventh for sedentary lifestyles.
  • Infant mortality rates have dropped over the past 10 years.

The bad news:

  • Idaho's 2012 overall ranking is the lowest it's been in the past five years.
  • The percentage of children in poverty is 22.3 percent, up from 13.2 percent five years ago.

Idaho's best and worst category rankings:

  • Preventable Hospitalizations – 4th
  • Public Health Funding – 5th
  • Smoking – 6th
  • Lack of Health Insurance – 37th
  • Immunization Coverage – 43th
  • Primary Care Physicians – 50th

For more details see the United Health Foundation’s latest findings on Idaho.

Trust for America’s Health is another source for key Idaho health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Idaho here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Idaho, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Idaho have
a health insurance high risk pool?

Idaho Individual High Risk Reinsurance Pool
(link is to a PDF on program)
Toll-free 1-800-721-3272 (In-state only)

IMPORTANT UPDATE: In 2010, Idaho started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Idaho resources

Idaho state health insurance exchange

Idaho’s exchange

Find out what your state’s health insurance exchange will look like.


$1.1 million to 32,576 families

Insurance companies were forced to return an average of $70 per Idaho family in 2012.


Find out how your member of the Idaho Congressional delegation voted on health care.

ID state government resources

Federal reform and health insurance in Idaho

How the State of Idaho will implement the provisions of the Affordable Care…

Idaho Department of Insurance Consumer Publications

Includes a “Shopping Guide to Health Insurance” published by the State of Idaho and other…

Idaho’s Children Health Insurance Plan (CHIP) / Medicaid

Helps qualifying low-income families get health insurance for their children ages 18 and…

State of Idaho Medical Services

Various state medical programs including medicaid, immunizations, mental health and…

Idaho health insurance companies

Blue Cross of Idaho
Regence BlueShield of Idaho

Health insurance for ID individuals

Resources for those individuals seeking health care insurance in Idaho. If you are looking for Idaho Medicare, visit our site for health insurance over 65.