Indiana health insurance
A guide to finding affordable health insurance in the Hoosier State
How healthy is living in Indiana? The state dropped three spots and is now considered the 41st healthiest state, according to the 2012 America's Health Rankings® by the United Health Foundation.
The good news:
- While still lagging that of many other states, public health funding increased by $10 a person over the past five years.
- At 12.7 percent, Indiana has a moderate uninsured rate.
The bad news:
- Just over 25 percent of adults smoke in Indiana.
- Rates for both obesity and sedentary lifestyle are about 30 percent.
- The rate of children in poverty has more than doubled in 10 years, increasing from 10.8 percent to 23.6 percent.
Indiana's best and worst category rankings:
- Geographic Disparity – 11th
- Lack of Health Insurance – 14th
- Binge Drinking – 19th
- Smoking – 44th
- Public Health Funding – 47th
- Air Pollution – 49th
For more details see the United Health Foundation’s latest findings on Indiana.
Trust for America’s Health is another source for key Indiana health quality findings.
In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Indiana here.
Get local health results
State snapshot too large? Get county-by-county health rankings for Indiana, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.
Does Indiana have
a health insurance high risk pool?
Indiana Comprehensive Health Association
(click "guest" for access, then choose "ICHIA")
Toll-free 1-800-552-7921 or (317) 614-2000
IMPORTANT UPDATE: In 2010, Indiana started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.
Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.
Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.
In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.