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Indiana health insurance

A guide to finding affordable health insurance in the Hoosier State

indiana guide to health insurance

How healthy is living in Indiana? The state dropped three spots and is now considered the 41st healthiest state, according to the 2012 America's Health Rankings® by the United Health Foundation.

The good news:

  • While still lagging that of many other states, public health funding increased by $10 a person over the past five years.
  • At 12.7 percent, Indiana has a moderate uninsured rate.

The bad news:

  • Just over 25 percent of adults smoke in Indiana.
  • Rates for both obesity and sedentary lifestyle are about 30 percent.
  • The rate of children in poverty has more than doubled in 10 years, increasing from 10.8 percent to 23.6 percent.

Indiana's best and worst category rankings:

  • Geographic Disparity – 11th
  • Lack of Health Insurance – 14th
  • Binge Drinking – 19th
  • Smoking – 44th
  • Public Health Funding – 47th
  • Air Pollution – 49th

For more details see the United Health Foundation’s latest findings on Indiana.

Trust for America’s Health is another source for key Indiana health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Indiana here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Indiana, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Indiana have
a health insurance high risk pool?

Indiana Comprehensive Health Association (click "guest" for access, then choose "ICHIA")
Toll-free 1-800-552-7921 or (317) 614-2000

IMPORTANT UPDATE: In 2010, Indiana started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Indiana resources

Indiana state health insurance exchange

Indiana’s exchange

Find out what your state’s health insurance exchange will look like.


$14.2 million to 283,432 families

Insurance companies were forced to return an average of $99 per Indiana family in 2012.


Find out how your member of the Indiana Congressional delegation voted on health care.

IN state government resources

Indiana Children’s Health Insurance Program

As part of the Federal Balanced Budget Act of 1997, Congress created the Children’s Health Insurance Program (CHIP) as a way to encourage the states to provide health insurance to uninsured children. This is Indiana’s implementation of…

Indiana Department of Insurance

Resources for consumers in…

State of Indiana Health Insurance page

State government health insurance…

IN advocacy resources

Citizens Action Coalition of Indiana

Indiana’s oldest and largest consumer and environmental rights…

Hoosiers for a Commonsense Health Plan

A group of Indiana citizens who support a publicly financed, privately delivered (single payer) universal health plan at the state and national…

Indiana University Healthcare Reform Faculty Study Group

The University looks at the implications of the Affordable Care…

Indiana health insurance companies

Anthem Blue Cross and Blue Shield
Celtic Ins. Co.
Golden Rule
Physicians Health Plan of Northern Indiana, Inc.

Health insurance for IN individuals

Resources for those individuals seeking health care insurance in Indiana. If you are looking for Indiana Medicare, visit our site for health insurance over 65.