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Montana health insurance

A guide to affordable health insurance in the Big Sky Country

montana guide to health insurance

How healthy is living in Montana? The state ranks 29th in the 2012 edition of America's Health Rankings® by the United Health Foundation.

The good news:

  • Public health funding has increased by $20 per person over the past five years; Montana is ranked 19th in public health funding.
  • Obesity and diabetes rates are low compared to the rest of the nation.

The bad news:

  • The current ranking of 29th is the lowest scored by Montana since the first report, which was issued in 1990.
  • The percentage of children in poverty increased by nearly 6 percentage points from 2011 to 2012.

Montana's best and worst category rankings:

  • Diabetes – 6th
  • Air Pollution – 10th
  • Cancer Deaths – 14th
  • Children in Poverty – 45th
  • Occupational Fatalities – 47th
  • Immunization Coverage – 49th

For more details see the United Health Foundation’s latest findings on Montana.

Trust for America’s Health is another source for key Montana health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Montana here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Montana, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Montana have
a health insurance high risk pool?

Montana Comprehensive Health Association
Toll-free 1-800-447-7828

IMPORTANT UPDATE: In 2010, Montana started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Montana resources

Montana state health insurance exchange

Montana’s exchange

Find out what your state’s health insurance exchange will look like.


$2.6 million to 25,353 families

Insurance companies were forced to return an average of $194 per Montana family in 2012.


Find out how your member of the Montana Congressional delegation voted on health care.

MT state government resources

Healthy Montana Kids

CHIP is a low-cost, private health insurance plan which provides health insurance to eligible children age 18 and under. Children qualify for CHIP based on family size and…

Montana Department of Public Health & Human Services

The state agency dealing with public health…

Montana Medicaid Provider Information

Assisting low-income individuals and…

MT advocacy resources

Forward Montana

A volunteer-run organization advocating guaranteed affordable coverage for every…

Montanans for Single Payer

A statewide group formed to affect the current national debate on health care reform. Committed to true universal health care, a Medicare-type system where everyone is in and no one is…

Montana health insurance companies

BlueCross BlueShield of Montana
Clear Choice Health Plans, Inc.

Health insurance for MT individuals

Resources for those individuals seeking health care insurance in Montana. If you are looking for Montana Medicare, visit our site for health insurance over 65.