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Rhode Island health insurance

A guide to affordable health insurance in the Ocean State

rhode-island guide to health insurance

Things in Rhode Island and good and getting better. The state is up three spots to 10th in the 2012 edition of America's Health Rankings® by the United Health Foundation.

The good news:

  • The percentage of children in poverty declined from 20.4 percent in 2011 to 17.5 percent in 2012. However, the rate was 10.7 percent in 2003.
  • Public health funding has increased by $20 per person during the past five years..

The bad news:

  • About one in five adults smoke and engage in binge drinking.
  • he high school graduation rate is moderate, with about 25 percent of ninth-graders failing to complete high school in four years.

Rhode Island's best and worst category rankings:

  • Immunization Coverage – 2nd
  • Geographic Disparity – 2nd
  • Primary Care Physicians – 3rd
  • Preventable Hospitalizations – 36th
  • Poor Physical Health Days – 38th
  • Poor Mental Health Days – 42nd

For more details see the United Health Foundation’s latest findings on Rhode Island.

Trust for America’s Health is another source for key Rhode Island health quality findings.

In addition, 2010’s federal health reform, the Affordable Care Act (ACA), included the creation of a prevention fund to provide more than $16 billion over the next 10 years to invest in effective, proven prevention efforts, like childhood obesity prevention and tobacco cessation, and the site has a report on how it impacts Rhode Island here.

Get local health results

State snapshot too large? Get county-by-county health rankings for Rhode Island, from the Robert Wood Johnson Foundation and the Population Health Institute at the University of Wisconsin.

Does Rhode Island have
a health insurance high risk pool?

IMPORTANT UPDATE: In 2010, Rhode Island started offering health care insurance coverage to residents through the federally established temporary high-risk pool program. Learn about eligibility here.

Rapidly becoming obsolete as state health insurance exchanges prepare to open, risk pools were state-sponsored programs that helped people who could afford to buy health insurance, but were not able to get underwritten in the private market because of a pre-existing health condition.

Programs varied significantly from state to state in price, benefits and number of people served. Often insurance companies doing business in the state were required to contribute to the pool to keep it in the black.

In the best cases, they allowed people to be able to switch jobs or become self-employed without the fear of losing their health insurance coverage. Read more about risk pools here.

More Rhode Island resources

Rhode Island state health insurance exchange

Rhode Island’s exchange

Find out what your state’s health insurance exchange will look like.


Find out how your member of the Rhode Island Congressional delegation voted on health care.

RI state government resources

Rhode Island Office of the Health Insurance Commissioner

A dedicated office to aid health insurance consumers and promote the state health care system. Follow the links at left to access consumer…

State of Rhode Island Healthcare Reform Commission

Created by executive order of Governor Lincoln Chafee to make Rhode Island a leader in implementing national health care…

The Rhode Island Medical Assistance Program (Medicaid)

A federal and state funded program that pays for medical and health related services for eligible Rhode…

Health insurance for RI individuals

Resources for those individuals seeking health care insurance in Rhode Island. If you are looking for Rhode Island Medicare, visit our site for health insurance over 65.