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coverage limitations

can't wait for Obamacare

“It’s not health insurance.
It’s bankruptcy insurance.”

I was approaching 60 years of age; I had exhausted my savings to pay for a private health insurance policy that was no longer financially sustainable; and I had a pre-existing condition. So where did that leave me?

June 17, 2013

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will work for health benefits

Obamacare giveth. Employers taketh away?

You gotta wonder how some people in the health insurance business sleep at night. Oh wait. You can’t sleep if you stay up late thinking of new ways to keep people from getting the coverage and care they need.

May 31, 2013

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Escape Fire documentary

Want to fix health care? Watch this movie.

Escape Fire, The Fight to Rescue American Healthcare, describes how health care in America has turned into a business. How the quest for money has hurt the quality of care provided to patients and how it has kept millions of us from having access to even mediocre care.

March 9, 2013

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industry targets ACA

Consumer protections in industry crosshairs

If you’re a 20- or 30-something and have health coverage, you’re being targeted by insurance industry campaign to eliminate two important consumer protections in the Affordable Care Act.

January 25, 2013

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premium predictions

Predicting the future of insurance premiums

Today, many Americans are asking, “Will my premiums go up in 2014?” There is no simple answer … but the answer for many Americans is that premiums will actually fall.

January 22, 2013

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A family’s health insurance ‘rabbit hole’

Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an insurance exchange. Families will receive financial help if they can’t afford to buy such coverage.

April 5, 2012

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ACA removes lifetime health insurance limits

Lifetime limits a big (million-dollar) deal

The costs of removing lifetime caps on health insurance coverage are expected to be modest for insurance carriers. The impact for insured American families with catastrophic health conditions? Monumental.

March 6, 2012

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Kill health reform? not on their lives. (pt. 3)

The health reform law is making consumers without coverage or poor coverage more likely to seek preventive care and, thus more likely to avoid major health issues.

May 7, 2011

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Kill health reform? Not on their lives. (pt. 2)

Jennifer, a 33-year-old college student, struggles with mental illness. It’s been an ongoing battle for Jennifer, who’s founder of a nonprofit organization for cancer survivors. Fortunately, …

May 2, 2011

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What is the major difference between group and individual insurance?

The major difference between group and individual health insurance involves evidence of insurability.

September 21, 2010

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Latest Obamacare news & opinion

Health Wonk Review June 5 2014

Health Wonk Review for June 5, 2014

If you haven’t gotten your health policy fix, head over to Health Wonk Review –…


Looking beyond the botched ACA rollout

"People have given up on the repeal. There are very few people who want Congress to…

price responsive consumers

Figuring out how to put ‘skin in the game’

The studies indicate that people are very responsive to healthcare prices when they see…

Curbside Consult David Cutler

Can we ‘do the right thing’ profitably?

David Cutler was the author of a prescient and scathing 2010 analysis warning of the need…


Dem ad slays Obamacare-hating Republican

Of the nearly half a billion dollars that has been spent on political ads mentioning the…


Health Wonk Review for May 22, 2014

Summer's here (at least it is where I am) and with it comes a summer-y edition of Health…

Sabrina Corlette health reform

Obamacare: Just what the doctor ordered?

In Part 2 of my conversation with Sabrina Corlette, we talk about whether the Affordable…

Health Wonk Review May - 2014

Health Wonk Review for May 8, 2014

Just a reminder that if you're still looking for some compelling health policy reading…


‘Bros’ on board – and other promising signs

With 8 million Americans enrolled in Obamacare's exchanges – 28 percent of them young…

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Learn all about health insurance

what is cancer insurance

Will you need a cancer insurance policy?

While the Affordable Care Act has greatly expanded coverage for millions of Americans –…

missed Obamacare enrollment deadline

Miss open enrollment? You’ve got options.

Now that open enrollment has ended – and the extensions have passed in most states –…

prescription drug local search

Save on prescription drugs close to home

The good news is that, whether you are insured or uninsured, anyone can utilize a few…

Will you owe an Obamacare Penalty?

Will you owe a penalty under Obamacare?

If, for whatever reason, you decide not to purchase coverage in 2014, you can use the…


Qualifying events that can get you coverage

Even if you missed the general open enrollment, you could still have an opportunity to…

STM: Short Term Medical

Short-term health insurance

Now that the 2014 Obamacare open enrollment period is over, a short-term policy will…

Health insurance for college students.

Student health insurance

Before college starts, students and their families need to ensure that their health…

Obamacare's essential benefits

Health reform’s 10 essential benefits

The ACA specifies ten benefits be included in all health insurance plans sold on each…

ACA owners manual

Getting the most from your new insurance

The media have focused on the cost of the monthly premium. How much would you contribute…

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