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coverage limitations

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can't wait for Obamacare

“It’s not health insurance.
It’s bankruptcy insurance.”

I was approaching 60 years of age; I had exhausted my savings to pay for a private health insurance policy that was no longer financially sustainable; and I had a pre-existing condition. So where did that leave me?

June 17, 2013

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will work for health benefits

Obamacare giveth. Employers taketh away?

You gotta wonder how some people in the health insurance business sleep at night. Oh wait. You can’t sleep if you stay up late thinking of new ways to keep people from getting the coverage and care they need.

May 31, 2013

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Escape Fire documentary

Want to fix health care? Watch this movie.

Escape Fire, The Fight to Rescue American Healthcare, describes how health care in America has turned into a business. How the quest for money has hurt the quality of care provided to patients and how it has kept millions of us from having access to even mediocre care.

March 9, 2013

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industry targets ACA

Consumer protections in industry crosshairs

If you’re a 20- or 30-something and have health coverage, you’re being targeted by insurance industry campaign to eliminate two important consumer protections in the Affordable Care Act.

January 25, 2013

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premium predictions

Predicting the future of insurance premiums

Today, many Americans are asking, “Will my premiums go up in 2014?” There is no simple answer … but the answer for many Americans is that premiums will actually fall.

January 22, 2013

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donate-care-thb

A family’s health insurance ‘rabbit hole’

Two years from now, when the main pillars of health reform become operative, young families will be able to buy decent coverage through an insurance exchange. Families will receive financial help if they can’t afford to buy such coverage.

April 5, 2012

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ACA removes lifetime health insurance limits

Lifetime limits a big (million-dollar) deal

The costs of removing lifetime caps on health insurance coverage are expected to be modest for insurance carriers. The impact for insured American families with catastrophic health conditions? Monumental.

March 6, 2012

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health-reform-preventive-benefits

Kill health reform? not on their lives. (pt. 3)

The health reform law is making consumers without coverage or poor coverage more likely to seek preventive care and, thus more likely to avoid major health issues.

May 7, 2011

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mental-thumb

Kill health reform? Not on their lives. (pt. 2)

Jennifer, a 33-year-old college student, struggles with mental illness. It’s been an ongoing battle for Jennifer, who’s founder of a nonprofit organization for cancer survivors. Fortunately, …

May 2, 2011

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What is the major difference between group and individual insurance?

The major difference between group and individual health insurance involves evidence of insurability.

September 21, 2010

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Latest Obamacare news & opinion

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Learn all about health insurance

what is cancer insurance

Will you need a cancer insurance policy?

While the Affordable Care Act has greatly expanded coverage for millions of Americans –…

HealthSourceRI Director works to persuade lawmakers to keep the exchange

Lawmakers in Rhode Island are considering whether or not to switch from the state run…

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Save on prescription drugs close to home

The good news is that, whether you are insured or uninsured, anyone can utilize a few…

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Miss open enrollment? You’ve got options.

Now that open enrollment has ended – and the extensions have passed in most states –…

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Qualifying events that can get you coverage

Even if you missed the general open enrollment, you could still have an opportunity to…

Will you owe an Obamacare Penalty?

Will you owe a penalty under Obamacare?

If, for whatever reason, you decide not to purchase coverage in 2014, you can use the…

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Short-term health insurance

Now that the 2014 Obamacare open enrollment period is over, a short-term policy will…

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Health reform’s 10 essential benefits

The ACA specifies ten benefits be included in all health insurance plans sold on each…

Health insurance for college students.

Student health insurance

Before college starts, students and their families need to ensure that their health…

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