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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Families USA

I was spanked by a Nun on the Bus photo

I was spanked by a Nun on the Bus

February 23, 2017 – Democrats in Congress should consider pushing for a vetting of the Cassidy-Collins bill if only to keep Republicans from signing on to a…

Affordable Care Act supporters gird for battle photo

Affordable Care Act supporters gird for battle

February 20, 2017 – We're at one of those moments right now for millions of American families. It's a moment to tell the truth to the American public. Get past…

Tax code fix will deliver dental for millions of kids photo

Tax code fix will deliver dental for millions of kids

July 14, 2016 – The National Association of Dental Plans (NADP) estimated in 2014 that 366,616 low-income children under the age of 18 and their families…

Relief from the shock of ‘surprise medical bills’? photo

Relief from the shock of ‘surprise medical bills’?

December 4, 2015 – Of all the failings in the U.S. healthcare system, among the most outrageous is the balance billing of insured patients at in-network…

A state-by-state fix for network adequacy issues? photo

A state-by-state fix for network adequacy issues?

December 1, 2015 – The Network Adequacy Model Act provides draft legislation for state laws that will ensure network adequacy in health insurance plans.…

Pre-existing conditions? ‘No such thing’ photo

Pre-existing conditions? ‘No such thing’

October 23, 2015 – Patrick Carr went an awfully long time without health insurance. For someone living with two chronic health conditions — asthma and high…

Fixing Obamacare’s broken window photo

Fixing Obamacare’s broken window

April 17, 2014 – Spreading out open enrollment would allow carriers and exchanges to maintain level staffing throughout the year, and would result in better…

Exchanges: too big to succeed? photo

Exchanges: too big to succeed?

April 13, 2014 – This is the time for brainstorming, but how much are we willing to change? Could we revamp the whole process if it meant a more…

Colorado: ‘battening down the hatches’ photo

Colorado: ‘battening down the hatches’

March 19, 2014 – Six of the country's most successful state-run exchanges have overcome technological hurdles, dealt with massive volume, created innovative…

What isn’t catastrophic for Obamacare photo

What isn’t catastrophic for Obamacare

December 23, 2013 – "I'm not surprised by the hyperbole. Ever since the story of cancelled policies broke, media coverage of the problem has verged on…

ACA marketplaces: The tide has turned photo

ACA marketplaces: The tide has turned

December 19, 2013 – "The people responsible for implementing the ACA have continued to concentrate on the task at hand, and their efforts are paying off.…

26 million eligible for help paying premiums photo

26 million eligible for help paying premiums

April 18, 2013 – We at Families USA estimate that nearly 26 million Americans will be eligible for premium tax credits to help make health coverage…