Posts by tag

Silver plan

Premiums lower under Obamacare.

Health premiums after Obamacare? They’re lower.

July 29, 2016 – Today, even as news about big premium increases for 2017 raises concerns about the Affordable Care Act’s long-term health, an analysis… Read more

States with the lowest insurance rates.

Why 13 states have lower health insurance rates

November 19, 2015 – Thirteen states have managed to keep health insurance premiums among the lowest in the country. What's their… Read more

Do silver plans beat employer-based plans?

When ACA’s Silver beats employer-sponsored plans

October 7, 2015 – Most holders of Silver plans purchased in the ACA's marketplaces have more comprehensive overall coverage than most people with… Read more

Obamacare's bronze trap.

Is Obamacare’s ‘Bronze trap’ widening?

August 12, 2015 – Jed Graham says the ACA's tax penalty for remaining uninsured will force low-income Americans into high-deductible Bronze plans that will… Read more

When silver is worth more than gold.

When Silver is worth more than Gold or Platinum

June 12, 2015 – Many Silver plan buyers in 2015 had actuarial values as high as 88% or 94% – higher than most employer-sponsored health… Read more

Harvard v Obamacare?

For many ACA beneficiaries: ‘Ivy League’ benefits?

January 6, 2015 – Contributor Andrew Sprung isn't buying a New York Times article by Robert Pear that describes faculty health coverage at Harvard as 'far… Read more

Help Obamacare Santa!

Santa, we need CSR subsidies for Bronze plans

December 21, 2014 – For low-income people Bronze plans are very rarely appropriate because the out-of-pocket costs are likely to be so high. Cost-sharing… Read more

Stealth subsidy.

The Affordable Care Act’s ‘stealth subsidy’

December 3, 2014 – The Chicago Tribune devoted a whole feature to the plight of low-income buyers of high-deductible Bronze plans in Illinois without once… Read more

Bruised by the benchmark.

Bruised by the benchmark

December 2, 2014 – The volatility stems from the fact that subsidies, calculated to leave a buyer paying a fixed percentage of her income for monthly… Read more

Copper ACA plan.

Could Copper be ACA’s new precious metal?

November 19, 2014 – For some consumers, Copper plans could be just right. This is particularly true among healthy people who don't qualify for subsidies and… Read more

Survey says!

ACA critics play the ‘rating game’ but it isn’t working

October 22, 2014 – Last spring, when it was obvious that Obamacare was meeting its enrollment targets for the first year, opponents of the law needed some new… Read more

Expired milk.

Just how bad are junk health policies?

January 10, 2014 – In the pre-2014 individual health insurance market, the plan options ran the gamut from great to horrible. How could such worthless… Read more