Health insurance FAQs

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Medicaid

Why have so many southern states refused to expand Medicaid?

What is the Medicaid ‘coverage gap’ and who does it affect? Read answer

Even if you think you are eligible for Medicaid, you should pay attention to open enrollment.

If I qualify for Medicaid, should I worry about the January 31 deadline for open enrollment? Read answer

How do I tell whether I’m eligible for expanded Medicaid or plan through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange? Read answer

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars?

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars? Read answer

Cover your bases during Obamacare/ACA open enrollment.

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases? Read answer

Some Red States refuse to give one thin dime for Medicaid expansion.

I’ve heard the federal government pays for the Medicaid expansion, but only for a few years. Then the state is on the hook for costs? Read answer

I didn’t know I was eligible for Medicaid this year, so I didn’t enroll. Will I have to pay a penalty? Read answer

I’m a low-income single adult, but I’ve never qualified for Medicaid before. I’ve heard that I might qualify in 2014. Is this true?

I’m a low-income single adult, but I’ve never qualified for Medicaid before. I’ve heard that I might qualify in 2014. Is this true? Read answer

What are the ACA’s enrollment periods and when can I enroll outside of the open enrollment period? Read answer

What’s the difference between prescription discount plans and prescription drug insurance?

What’s the difference between prescription discount plans and prescription drug insurance? Read answer

If I don’t enroll in a plan by the open enrollment deadline, what are my options after that?

If I don’t enroll in a plan by the open enrollment deadline, what are my options? Read answer

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance? Read answer

We're a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges?

We’re a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges? Read answer

Will Obamacare lower costs for self-employed?

Does Obamacare make health coverage less expensive for the self-employed? Read answer

Where do I find my 1095 tax form? Read answer

What happens if my income changes and my premium subsidy is too big? Will I have to repay it?

What happens if my income changes and my premium subsidy is too big? Will I have to repay it? Read answer

Will the IRS use my tax dollars to pay my ACA penalty?

If I owe income tax and the ACA penalty but don’t plan to pay the ACA penalty, will the IRS apply my payment to my penalty or to my income tax? Read answer

How do the ACA qualifying events and special enrollment periods work?

Are qualifying events and special enrollment periods the same as they were in prior years? Read answer

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance? Read answer

Is everyone who makes too much for ACA subsidies going to see big premium increases?

Is everyone who makes too much for ACA subsidies going to see big premium increases? Read answer