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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by category

Which states offer their own health insurance subsidies? photo

Which states offer their own health insurance subsidies?

February 13, 2024 – Nine states have state-funded health insurance subsidy programs that make coverage even more affordable than it would be with federal…

Who’s getting zero-premium health insurance plans? photo

Who’s getting zero-premium health insurance plans?

January 8, 2024 – You don't have to be poor to get an ACA-compliant health plan with $0 premiums. See who's getting no-premium coverage and why – and…

Can I use my HSA to pay for COVID-19 testing and treatment? photo

Can I use my HSA to pay for COVID-19 testing and treatment?

June 26, 2023 – You can use your HSA to pay for COVID testing and treatment costs that you pay out-of-pocket. Your HDHP will cover testing and vaccination…

Will the family glitch fix help my family? photo

Will the family glitch fix help my family?

February 23, 2023 – Starting with 2023 health plans, up to a million consumers could see more affordable health coverage thanks to the family glitch fix.…

Can I use my HSA to purchase over-the-counter medications? photo

Can I use my HSA to purchase over-the-counter medications?

July 21, 2022 – The Coronavirus Aid, Relief, and Economic Security (CARES) Act changed ACA regulations, allowing consumers to purchase of over-the-counter…