Frequently-asked questions by category

Are employers required by the Affordable Care Act to purchase group insurance for their employees?

Are employers required by the Affordable Care Act to purchase group insurance for their employees?

January 8, 2018 – Q: Are employers required by the Affordable Care Act to purchase group insurance for their employees? A: Yes, depending on their size.… Read more

My health plan is being terminated on December 31. Does that mean I’m exempt from the ACA’s individual mandate?

My health plan was terminated because it didn’t comply with the ACA. Does that mean I’m exempt from the individual mandate?

December 26, 2017 – Q: My health insurance carrier has informed me that my policy is being terminated on December 31. I’ve heard that I’m therefore exempt… Read more

I’m self-employed and am hiring employees. Under Obamacare, am I obligated to provide health insurance for them?

I’m self-employed and am hiring employees. Under Obamacare, am I obligated to provide health insurance for them?

October 16, 2017 – Q. I'm self-employed and am hiring some employees. Under Obamacare, am I obligated to provide health insurance for them? A. No, unless… Read more

I work at a large corporation that offers health insurance, but it’s expensive and I don’t feel I need it. Under Obamacare, can my company force me to sign up?

September 20, 2017 – Q. I  work for a large corporation that offers health insurance.  It's pretty expensive though, and I don't feel I need it. I'm young,… Read more

Is there a minimum age for Obamacare's individual mandate?

Is there a minimum age for Obamacare’s individual mandate?

August 8, 2016 – Q. Is there a minimum age for the ACA's individual mandate? And who is responsible for paying the penalty if a child or young adult… Read more

If I pay the tax for not purchasing health insurance, does that buy me an insurance policy?

If I pay the tax for not purchasing health insurance, does that buy me an insurance policy?

March 3, 2016 – Q: If I pay the tax for not purchasing health insurance, does that buy me an insurance policy? A: No. You’re not buying insurance;… Read more

When I file my taxes, my preparer asks me if I have health insurance. How is that any of their business?

When I file my taxes, my preparer asks me if I have health insurance. How is that any of their business?

February 1, 2016 – Q. When I file my taxes, my preparer asks me if I have health insurance. How is that any of their business? A. Telling the government… Read more