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I’m not poor, but I can’t afford health insurance. Will I be eligible for a premium subsidy?

  • May 14, 2013

Q. I’m not poor – I have my own business and earn about $35,000 a year. But I can’t afford health insurance. In 2014, is it likely that I will be eligible for a government subsidy to help me buy insurance? How will this work? How would I apply?

A. Nearly 26 million Americans will be eligible for tax credits to help them buy insurance next year, but most don’t know it. (If you earn less than $45,960 ($94,200 for a family of four) you will qualify.

To apply, you will fill out a three-page form. The federal government will pay the subsidy directly to insurers on a monthly basis.

Read more FAQs about health reform, self-employed health insurance, and premium subsidies.