1-844-326-6403 1-855-769-3180

Free insurance quotes (sponsored)

Touch to find
health insurance

Frequently-asked questions about health insurance

Our insurance experts answer the questions our readers ask most.

Starting in 2010, the ACA allowed young adults to remain on their parent’s health plans until age 26. Is that still the case?

The ACA allowed young adults to remain on their parents’ health plans until age 26. Is that still the case?

March 4, 2018 – Q. I know that the ACA allows young adults to remain on their parents’ health insurance until age 26. Has anything changed about that… Read more

Man carry a large boulder and a map of the southern us states showing Medicaid expansion

What is the Medicaid ‘coverage gap’ and who does it affect?

March 1, 2018 – Q. I keep hearing about the "coverage gap" in states that are not expanding Medicaid. Can you explain what that means and who it affects?… Read more

Can health insurance policies still have lifetime benefit maximums? What about annual benefit maximums?

February 23, 2018 – Q.  Can health insurance policies still have lifetime benefit maximums?  What about annual benefit maximums? A.  All new individual… Read more

Six confused people who are leery of short-term insurance

Should I be leery of short-term health insurance?

February 20, 2018 – Outside of the Obamacare annual open enrollment window, people without a qualifying event have very few options for purchasing new health… Read more

My college offers health insurance. Can I purchase coverage through the exchange instead?

February 16, 2018 – Q. I’m a college student and my school offers health insurance. But I would rather purchase my own coverage in the exchange where I would… Read more

Man holding a bomb with an Obama logo wondering if the government can enforce Obamacare penalties

Is it true that government can’t really enforce the penalty for not having health insurance?

February 16, 2018 – Q. I've heard that the government won't really be able to enforce the penalty for not having health insurance. Is this true? A: Although… Read more

Can you explain the controversy around the IPAB and why it was repealed?

February 10, 2018 – Q. What is this controversy regarding the IPAB really about? Are politics involved? A. The IPAB never convened and its process was never… Read more

How can Native Americans get coverage under the ACA? Are there specific plan options for them?

How can Native Americans get coverage under the ACA? Are there specific plan options for them?

February 5, 2018 – Q: How can Native Americans get coverage under the ACA? Are there specific plan options for them? A: American Indians and Alaska Natives… Read more

I am on Medicare and Social Security. My wife is self employed and needs insurance from the state exchange. How do we figure our household income?

February 5, 2018 – Q: I am on Medicare and Social Security, my wife recently became self-employed and needs insurance from the state exchange. How do we… Read more

Does the ACA require infertility treatment to be covered by health insurance?

Does the ACA require infertility treatment to be covered by health insurance?

February 4, 2018 – Q: Does the ACA require infertility treatment to be covered by health insurance? A. No. Treatment for infertility is not one of the ten… Read more

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

February 3, 2018 – But for retirees, the guidelines are more relaxed. Retirees who have access to a plan that provides minimum essential coverage can still… Read more

Is Social Security considered income when I’m enrolling in a plan through the exchange?

Is Social Security considered income when I’m enrolling in a plan through the exchange?

February 2, 2018 – Q. Is Social Security considered income when I’m enrolling in a plan through the exchange? A. Yes. Social Security income is included in… Read more