1-844-326-6403 1-855-769-3180

Free insurance quotes (sponsored)

Touch to find
health insurance

Frequently-asked questions about health insurance

Our insurance experts answer the questions our readers ask most.

Is it true that Obamacare’s preventive care mandates only help women?

Is it true that Obamacare’s preventive care mandates only help women?

January 29, 2018 – Q. I've heard that Obamacare's preventive care mandates only help women. I'm a man, and I feel like I'm getting the short end of the stick.… Read more

What is the ACA’s catastrophic plan and who is eligible?

What is the ACA’s catastrophic plan and who is eligible?

January 29, 2018 – The catastrophic plan is available to people under age 30, or people 30 and older who qualify for a hardship exemption from the ACA's… Read more

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?

We live in China right now but we don’t have health insurance for the times we come back to the states. What kind of insurance can we get?

January 28, 2018 – Q. We live in China right now but we don't have health insurance for the times we come back to the states. What kind of insurance can we… Read more

I know the individual mandate permits a short gap in coverage of less than three months per year. What if I’m uninsured for the last two months of 2017 and first two months of 2018?

How long can I be uninsured before I have to pay the individual mandate penalty?

January 28, 2018 – Q. I know that the individual mandate allows for a gap in coverage as long as it's less than three months in a year. But what if I have… Read more

I’m a legal U.S. resident, but not a citizen. My job doesn’t offer health benefits. Can the ACA help me?

I’m a legal U.S. resident, but not a citizen. My job doesn’t offer health benefits. Can the ACA help me?

January 27, 2018 – Q: I'm a legal resident in the United States, but not a citizen. My job doesn't offer health insurance, and I haven't been able to afford… Read more

I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?

I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?

January 25, 2018 – A: The premium subsidy offered through the exchanges is a tax credit, but it differs from some other tax credits in two important ways.… Read more

iPad searching for 1095 tax form

Where do I find my 1095 tax form?

January 23, 2018 – Q: What are the tax forms associated with health insurance, and where do I get them? A: There are three different forms that are used by… Read more

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

January 22, 2018 – Q. I purchased healthcare insurance under the Affordable Care Act in Texas. I have now moved to Colorado. How do I transfer my coverage? A:… Read more

A tax form highlighting line 61

With the GOP tax bill and the president’s 2017 executive order, will the IRS still enforce the individual mandate penalty?

January 22, 2018 – Q: Will the IRS enforce the Affordable Care Act's penalty for 2017 tax returns, given President Trump's 2017 executive order and the GOP… Read more

If I have insurance through my employer, can my spouse get coverage through the exchange?

If I have insurance through my employer, can my spouse get coverage through the exchange?

January 21, 2018 – Q. I have insurance, with a small fee, through my employer. However, my husband is unemployed and to cover him on my insurance is almost… Read more

I’m self-employed, so my AGI is dependent on my premium

My premium subsidy is dependent on my AGI. But I’m self-employed, so my AGI is dependent on my premium. Help!

January 18, 2018 – Q. Under the ACA, my insurance premium subsidy is dependent on adjusted gross income (AGI). But, for a self-employed person, AGI is… Read more

What happens if I don’t buy ACA-compliant health insurance?

January 18, 2018 – The health reform law includes an individual mandate, requiring every American to have health coverage, with just a few exceptions. It… Read more