Frequently-asked questions by tag

adverse selection

Are child-only policies available through the exchanges?

Are child-only policies available through the exchanges?

December 15, 2018 – You can purchase a child-only policy for your daughter, either in the exchange or off-exchange. If you qualify for a subsidy to help pay… Read more

I know the individual mandate permits a short gap in coverage of less than three months per year. What if I’m uninsured for the last two months of 2017 and first two months of 2018?

How long can I be uninsured before I have to pay the individual mandate penalty?

January 28, 2018 – Q. I know that the individual mandate allows for a gap in coverage as long as it's less than three months in a year. But what if I have… Read more