Frequently-asked questions by tag

Affordable Care Act

I live in Boston, where health care is really expensive. Are the subsidies large enough to help me buy insurance here?

I live in Wyoming, where health care is really expensive. Are the subsidies large enough to help me buy insurance here?

April 5, 2018 – Q: I live in Wyoming, where health insurance is really expensive. Will the subsidies be large enough to help me buy insurance here? A:… Read more

Can health insurance policies still have lifetime benefit maximums? What about annual benefit maximums?

February 23, 2018 – Q.  Can health insurance policies still have lifetime benefit maximums?  What about annual benefit maximums? A.  All new individual… Read more

Can you explain the controversy around the IPAB and why it was repealed?

February 10, 2018 – Q. What is this controversy regarding the IPAB really about? Are politics involved? A. The IPAB never convened and its process was never… Read more

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

I purchased health insurance under the Affordable Care Act in Texas, but I have moved to Colorado. How do I transfer my coverage?

January 22, 2018 – Q. I purchased healthcare insurance under the Affordable Care Act in Texas. I have now moved to Colorado. How do I transfer my coverage? A:… Read more

Will every business with more than 50 employees pay a penalty if they don’t offer ‘affordable, comprehensive’ insurance?

Does every business with 50 or more employees pay a penalty if it doesn’t offer ‘affordable, comprehensive’ insurance?

January 9, 2018 – Q. Does every business with more than 50 employees pay a penalty if they don’t offer "affordable, comprehensive" insurance? A.… Read more

Are employers required by the Affordable Care Act to purchase group insurance for their employees?

Are employers required by the Affordable Care Act to purchase group insurance for their employees?

January 8, 2018 – Q: Are employers required by the Affordable Care Act to purchase group insurance for their employees? A: Yes, depending on their size.… Read more

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?

January 3, 2018 – Q. I’m 24 and a graduate student. I can get health coverage through my university, but my father has an excellent plan at work, and he… Read more

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

October 6, 2017 – Q: I work part-time. Will I be eligible for a premium subsidy to help me buy insurance? A: Your eligibility for a premium subsidy isn't… Read more

Two student shadows on brick questioning health policies about birth control

Do student health policies have to cover birth control without co-pays?

June 8, 2017 – Q. Do student health policies have to cover birth control without co-pays? A. Yes. Policies that began on or after August 1, 2012, are… Read more

Does Obamacare make health coverage less expensive for the self-employed?

Does Obamacare make health coverage less expensive for the self-employed?

December 30, 2016 – Q. Does Obamacare make health insurance for the self-employed less expensive? A. It depends on how much they earn, and whether they were… Read more

With state health insurance exchanges in place, can still use a broker or get some personal help in choosing a plan?

October 4, 2016 – Q: Now that the state health insurance marketplace (exchanges) are in place, will I still be able to use a broker or get some personal help… Read more

How do the ACA’s health insurance exchanges interact with critical illness plans?

How do the ACA’s health insurance exchanges interact with critical illness plans?

July 10, 2016 – Q: How will the ACA's health insurance exchanges interact with critical illness plans? A: In recent years, critical illness plans —… Read more