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Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

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Finalized federal rule reduces total duration of short-term health plans to 4 months

A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.

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Frequently-asked questions by tag

How does the IRS calculate premium tax credits for self-employed people when their AGI depends on their health insurance premium amount?

February 12, 2024 – For self-employed Americans, premium amounts affect modified adjusted gross income, which in turn affects premium amounts. But the IRS has…

Is Social Security considered income when I’m enrolling in a plan through the exchange?

July 19, 2021 – Social Security income is included in the calculation to determine your subsidy…