Frequently-asked questions by tag

benefits

If someone decides not to buy health insurance and is injured in accident, what happens?

If someone decides not to buy health insurance and is injured in accident, what happens?

December 19, 2018 – Q: If a person opts out of buying insurance, gets in an accident and goes to hospital emergency room – what happens? A: When a… Read more

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans?

June 20, 2016 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't… Read more

Is it true that under the ACA, insurers can’t cap how much they’ll pay out over the course of your lifetime?

Is it true that under the ACA, insurers can’t cap how much they’ll pay out over the course of your lifetime?

November 1, 2015 – Q. I have read that under the ACA insurers can not cap how much they will pay out over the course of your lifetime. Is this true? A. Not… Read more

What is a ‘new’ health plan? I’ve heard that only ‘new plans’ cover preventive care without co-pays.

What is a ‘new’ health plan? I’ve heard that only ‘new plans’ cover preventive care without co-pays.

October 7, 2015 – Q. What is a "new" health plan? I’ve heard that only "new plans" will cover preventive care without co-pays. A. True. If you bought… Read more