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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

Will ACA-compliant health plans cover the cost of at-home COVID tests? photo

Will ACA-compliant health plans cover the cost of at-home COVID tests?

February 14, 2024 – As of January 15, 2022, your ACA-compliant health insurance plan began covering the cost of up to eight at-home COVID tests for each person…

How is treatment for long COVID covered by health insurance? photo

How is treatment for long COVID covered by health insurance?

July 31, 2023 – In general, if you have major medical health insurance, it will cover the care needed for long COVID. But there is some variation in…

Will my health insurance cover the costs of coronavirus testing and treatment? photo

Will my health insurance cover the costs of coronavirus testing and treatment?

July 20, 2023 – Although the federal and state governments have stepped in decisively to ensure that most people won’t incur out-of-pocket costs for…

Can I use my HSA to pay for COVID-19 testing and treatment? photo

Can I use my HSA to pay for COVID-19 testing and treatment?

June 26, 2023 – You can use your HSA to pay for COVID testing and treatment costs that you pay out-of-pocket. Your HDHP will cover testing and vaccination…

How could COVID-19 financial relief affect my income taxes for 2020? photo

How could COVID-19 financial relief affect my income taxes for 2020?

March 30, 2021 – Thanks to the American Rescue Plan, marketplace enrollees who would have had to repay excess premium tax credits from 2020 do not have to…