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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

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Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

I have family coverage through my employer but have to pay the full cost of my kids’ premiums. Can I buy individual policies for my children instead? photo

I have family coverage through my employer but have to pay the full cost of my kids’ premiums. Can I buy individual policies for my children instead?

February 28, 2023 – Starting in 2023, your kids might qualify for premium subsidies in the exchange, under the terms of the "family glitch" fix that the IRS…

I’m self-employed and am hiring employees. Under Obamacare, am I obligated to provide health insurance for them? photo

I’m self-employed and am hiring employees. Under Obamacare, am I obligated to provide health insurance for them?

December 16, 2022 – No, unless you're hiring at least 50 full-time equivalent (FTE) employees. Businesses with fewer than 50 FTE employees (that's 96% of…