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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

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Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

What happens to my Marketplace coverage if I get a job that offers health insurance? photo

What happens to my Marketplace coverage if I get a job that offers health insurance?

April 19, 2024 – If you’re enrolled in Marketplace health insurance and you get a new job that offers certain kinds of health insurance, it’s important…

How can I get health insurance if my employer doesn’t offer it? photo

How can I get health insurance if my employer doesn’t offer it?

February 22, 2024 – Most Americans under age 65 get their health insurance from an employer, but not all employers offer group health coverage. Here are some…

I have family coverage through my employer but have to pay the full cost of my kids’ premiums. Can I buy individual policies for my children instead? photo

I have family coverage through my employer but have to pay the full cost of my kids’ premiums. Can I buy individual policies for my children instead?

February 28, 2023 – Starting in 2023, your kids might qualify for premium subsidies in the exchange, under the terms of the "family glitch" fix that the IRS…

Have employers dropped spouses from employer-sponsored plans because of Obamacare? photo

Have employers dropped spouses from employer-sponsored plans because of Obamacare?

June 3, 2021 – Obamacare increased the options employees' spouses have for obtaining health insurance, and the law does not require employers to offer…