Frequently-asked questions by tag

Can I buy individual policies for my children instead of a family policy?

My employer offers coverage to our whole family, but only pays the premiums for my coverage; my kids’ premium is payroll deducted in full. Can I buy individual policies for my children instead?

July 2, 2020 – Q. I'm lucky – my boss pays for 100 percent of my coverage. But he doesn't pay any of the premium to add dependents to the plan. Can I… Read more

Frequently-asked questions on health insurance

Have employers dropped spouses from employer-sponsored plans because of Obamacare?

December 18, 2018 – Q. I have heard that because of Obamacare, employers have been dropping spouses from their plans. Is this true? A. Obamacare increased… Read more

I can’t enroll in my employer-sponsored plan until July. Do I have to pay a penalty for the first half of the year?

I can’t enroll in my employer-sponsored plan until July. Do I have to pay a penalty for the first half of the year?

January 10, 2018 – Q. I've been uninsured for the last few years. My company offers health insurance, but I didn't enroll during the open enrollment period… Read more

How do the ACA’s health insurance exchanges interact with critical illness plans?

How do the ACA’s health insurance exchanges interact with critical illness plans?

July 10, 2016 – Q: How will the ACA's health insurance exchanges interact with critical illness plans? A: In recent years, critical illness plans —… Read more