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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

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Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

If I have insurance through my employer, can my spouse get coverage through the exchange? photo

If I have insurance through my employer, can my spouse get coverage through the exchange?

February 14, 2024 – If you have insurance through your employer, and your spouse is unemployed, they can get insurance through the Marketplace but cannot get a…

How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges? photo

How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges?

January 18, 2024 – Fortunately, the IRS issued new rules, effective in 2023, to allow some families to take advantage of premium subsidies in the exchange if…

I already had great employer-sponsored health insurance that covers my pre-existing conditions. So how does Obamacare help me? photo

I already had great employer-sponsored health insurance that covers my pre-existing conditions. So how does Obamacare help me?

June 3, 2021 – Many Americans were not so fortunate in the years before the ACA was enacted, but there are now several ways that the ACA protects you as a…