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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

I’m leaving my job – and will lose my insurance – the last day of this month. Can I get new coverage effective the next month after my employer-sponsored coverage ends or do I have to take COBRA? photo

I’m leaving my job – and will lose my insurance – the last day of this month. Can I get new coverage effective the next month after my employer-sponsored coverage ends or do I have to take COBRA?

March 29, 2024 – You do not have to continue your plan with COBRA unless you want to. You qualify for a special enrollment period if your…

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance? photo

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

September 11, 2023 – You cannot qualify for a health insurance premium subsidy unless the insurance your employer offers would force you to kick in more than…