Health insurance FAQs

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Frequently-asked questions by tag

essential benefits

If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?

If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier? Read answer

Do 'Gold' exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans? Read answer

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance? Read answer

Does the ACA force insurance companies to pay for infertility treatment?

Does the ACA require infertility treatment to be covered by health insurance? Read answer

Does Obamacare cover vision care?

How is vision care covered under Obamacare? Read answer

Are dental benefits included in the health insurance exchange plans?

Are dental benefits included in the health insurance exchange plans? Read answer

Are braces covered under Obamacare?

Pediatric dental is one of the essential health benefits on new plans. Does that mean that my insurance will cover braces for my son? Read answer

Autism and the Affordable Care Act.

How is autism covered under the Affordable Care Act? Read answer

I have read that under the ACA insurers can not cap how much they will pay out over the course of your lifetime. Is this true?

Is it true that under the ACA, insurers can’t cap how much they’ll pay out over the course of your lifetime? Read answer

What happens if I buy insurance but it doesn’t meet ACA’s minimum essential benefits standards?

What happens if I buy insurance but it doesn’t meet ACA’s minimum essential benefits standards? Read answer

Under the ACA, do student health plans have lifetime dollar limits?

Under the ACA, do student health plans have lifetime dollar limits? Read answer

If I have access to health insurance, can my husband’s company deny me coverage?

If I have access to health insurance, can my husband’s company deny me coverage? Read answer

What is the ACA’s catastrophic plan and who is eligible?

What is the ACA’s catastrophic plan and who is eligible? Read answer

Which exchange plan is best for me? Read answer

Both in and out of the exchanges, Obamacare protects you.

If I say ‘No!’ to Obamacare and buy my coverage outside of the exchanges, will I have to pay a penalty if the benefits don’t meet Obamacare’s standards? Read answer

Is it true that Obamacare’s preventive care mandates only help women? Read answer

Can my student health insurance plan set annual dollar limits on how much it will pay out to cover essential benefits?

Can my student health insurance plan set annual dollar limits on how much it will pay out to cover essential benefits? Read answer

Do health insurance policies cover maternity care?

Do health insurance policies cover maternity care? Read answer