Frequently-asked questions by tag

If my current coverage ends on December 31st, can I be confident that my new coverage will be in force if I enroll by December 15?

If my current coverage ends on December 31st, can I be confident that my new coverage will be in force if I enroll by December 15?

December 12, 2017 – Q: If my coverage ends on December 31st, can I be confident that my coverage will be in force if I enroll by December 15? A: Yes. As long… Read more

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?

Can I buy coverage in the exchange that starts January 1 and stop paying for my COBRA insurance at that point?

December 1, 2017 – Q. After I lost my job, I went on COBRA which lets me keep my former employer's insurance for 18 months. It is good insurance, but more… Read more

Man with beard explaining employer-sponsored health insurance to a woman

How do the health insurance exchanges affect me if I already have insurance from my employer?

March 29, 2017 – Q: How will the health insurance exchanges affect me if I already have insurance from my employer? A: The marketplace in each state… Read more

Should I be concerned about how much personal information is required for enrollment in the exchanges?

November 19, 2016 – Q: Should I concerned about how much personal information is required for enrollment in the exchanges? A: No. You’re not required to… Read more

If silver plans cover the same benefits, why do premiums vary?

If all Silver plans cover the same benefits and percentage of costs, why do premiums vary by carrier?

August 10, 2016 – Q. If all of the Silver plans in an exchange must offer the same benefits, and cover 70 percent of the cost of those benefits, why do… Read more

How do the ACA’s health insurance exchanges interact with critical illness plans?

How do the ACA’s health insurance exchanges interact with critical illness plans?

July 10, 2016 – Q: How will the ACA's health insurance exchanges interact with critical illness plans? A: In recent years, critical illness plans —… Read more

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans?

Do ‘Gold’ exchange plans offer more generous coverage than Bronze or Silver plans?

June 20, 2016 – Q. I have read that the Gold plans sold in the exchanges offer more generous coverage. What exactly does a Gold plan cover that isn't… Read more

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance?

June 18, 2016 – Q: Does the Affordable Care Act make it easier to get individual health insurance? A: Yes, in several ways, it's easier to get… Read more

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

May 10, 2016 – Q: How do I tell whether I'm eligible for expanded Medicaid or a private plan in the exchange? A: When you enroll in the exchange,… Read more

Should I keep my grandmothered individual health policy or switch to an ACA-compliant plan?

Should I keep my grandmothered individual health policy or switch to an ACA-compliant plan?

April 15, 2016 – Either way, you'll have to switch at the end of 2017. The most recent federal guidelines for transitional plans (issued in February 2016)… Read more

We earn too much to qualify for a premium subsidy and our existing plan costs less than exchange plans. Can we keep it?

April 5, 2016 – Q. My wife and I earn a total of $94,000 a year, and we have one child. I know we won't qualify for a subsidy in the exchange next year,… Read more

Are Medicare-eligible individuals eligible for coverage within the ACA’s health insurance exchanges?

March 26, 2016 – Q: Are Medicare-eligible individuals eligible for coverage within the ACA's health insurance exchanges? A: Many seniors have probably… Read more