Frequently-asked questions by tag

health insurance exchange

Are dental benefits included in the health insurance exchange plans?

January 5, 2016 – A: Pediatric dental is one of the ACA's essential health benefits. But there's no requirement that dental care for adults be… Read more

Is it true that under the ACA, insurers can’t cap how much they’ll pay out over the course of your lifetime?

Is it true that under the ACA, insurers can’t cap how much they’ll pay out over the course of your lifetime?

November 1, 2015 – Q. I have read that under the ACA insurers can not cap how much they will pay out over the course of your lifetime. Is this true? A. Not… Read more

Will I be able to see next year’s health insurance rates on exchange sites before open enrollment?

Will I be able to see next year’s health insurance rates on exchange sites before open enrollment?

October 21, 2015 – Q. Will I be able to see next year's rates on the exchange website before open enrollment begins? A: In most states, yes, although how… Read more

Are smokers unable to afford insurance under the ACA?

Are smokers unable to afford insurance under the ACA?

October 13, 2015 – Q. I've heard that under the ACA, smokers have to pay 50 percent more for insurance – and that, even if they qualify for a tax credit,… Read more

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

My health insurance options from my employer are on an exchange. Is this part of Obamacare?

October 8, 2015 – Q: My health insurance options from my employer are on an exchange. Is this part of Obamacare? A: It could be, or it could be a private… Read more

Which exchange plan is best for me?

Which exchange plan is best for me?

October 2, 2015 – Q: Which health insurance exchange plan – Platinum, Gold, Silver or Bronze – is best for me? A: It depends on what you need.… Read more

What do health insurance exchanges do?

September 3, 2015 – Q: What will health insurance exchanges do? A: The default description for state health insurance exchanges established by the Affordable… Read more

If I say ‘No!’ to Obamacare and buy my coverage outside of the exchanges, will I have to pay a penalty if the benefits don’t meet Obamacare’s standards?

If I say ‘No!’ to Obamacare and buy my coverage outside of the exchanges, will I have to pay a penalty if the benefits don’t meet Obamacare’s standards?

April 16, 2015 – Q. If I decide that I’m going to say "No!" to Obamacare, and buy my coverage in the non-exchange market – will I have to pay a penalty… Read more