Frequently-asked questions by tag

Man standing in middle of multiple roads wondering what type of health exchange his state has

What type of health insurance exchange does my state have?

August 29, 2020 – Q: What type of health insurance exchange does my state have? A: As of the 2020 plan year (starting with enrollment in the fall of 2019),… Read more

If I enroll in the exchange, will that coverage take effect immediately?

If I enroll in the exchange, will that coverage take effect immediately?

August 14, 2020 – Q: If I enroll in the exchanges, will that coverage take effect immediately? What's the earliest my coverage will take effect after I… Read more

Should I buy the health plan my college offers? or buy through an ACA exchange?

Should I buy the health plan my college offers? or buy through an ACA exchange?

August 12, 2020 – Q. I'll start college soon and I’m trying to decide whether I would be better off enrolling in the plan my college offers, buying my own… Read more

Man running with laptop through a background of clocks

If I don’t enroll in a plan by the open enrollment deadline, what are my options?

August 12, 2020 – Q. If I don't enroll in a health insurance plan by the end of open enrollment (December 15), what options will I have? A. In most cases,… Read more

I’ve heard a lot about health insurance exchanges, but what are SHOP exchanges?

Can small businesses use the ACA’s health insurance marketplaces (exchanges)?

August 12, 2020 – Q. Can small businesses use the ACA’s health insurance marketplaces (exchanges)? A. The Affordable Care Act included an enrollment… Read more

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases?

June 17, 2020 – Q: I'm self-employed, so my income varies from one year to the next. I enrolled through the exchange and projected an income that makes me… Read more

Help with marketplace enrollment and ACA-compliant health coverage

Who can help if I have a problem with my ACA-compliant coverage or exchange enrollment?

June 9, 2020 – Here's where you should look for help if have trouble enrolling through a health insurance marketplace – or if you have issues with your… Read more

How does my access to employer-sponsored coverage impact my eligibility for subsidized coverage through the exchanges?

June 3, 2020 – A. You're correct that your household income is within the subsidy eligibility range. However, subsidy eligibility is also determined by… Read more

What are the household income limits for ACA subsidies?

I am on Medicare and Social Security. My wife is self employed and needs insurance from the state exchange. How do we figure our household income?

April 2, 2020 – Q: I am on Medicare and Social Security, my wife recently became self-employed and needs insurance from the state exchange. How do we… Read more

Is everyone who makes too much for ACA subsidies going to see big premium increases?

Did health insurance premiums go up for 2020? or down? I’m seeing different headlines.

February 11, 2020 – Q. I'm seeing a lot of differing headlines about health insurance rates for 2020 – some say rates are going up, some say they're going… Read more

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance under the exchanges?

February 3, 2020 – But for retirees, the guidelines are more relaxed. Retirees who have access to a plan that provides minimum essential coverage can still… Read more

Is pediatric dental coverage included in exchange plans?

Is pediatric dental coverage included in exchange plans?

January 26, 2020 – Q: Can you explain the requirements for pediatric dental coverage? I've read that it's an essential health benefit that has to be covered… Read more