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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Frequently-asked questions by tag

How might my tax deductions affect the size of my ACA premium subsidy? photo

How might my tax deductions affect the size of my ACA premium subsidy?

March 22, 2024 – Learn how you might be missing out on deductions and tax breaks that would lower your income for ACA purposes, which could result in larger…

Who should consider a high-deductible health plan? photo

Who should consider a high-deductible health plan?

February 13, 2024 – If you're healthy – or sick – and have some money saved or plan to save some in the coming year, you might want to consider a…

Under the ACA, can I still have an individual HDHP and an HSA? photo

Under the ACA, can I still have an individual HDHP and an HSA?

September 8, 2023 – HSA-qualified high deductible plans fit easily within the guidelines established by the ACA. And they have remained a very popular choice…

If one family member needs care, do they have to meet the family deductible? photo

If one family member needs care, do they have to meet the family deductible?

May 12, 2022 – Ever since 2016, no. And even before that, the answer was usually no. Prior to 2016, family plans could have aggregate deductibles and…