Frequently-asked questions by tag

high deductible health plan

But HDHPs and HSAs are also sometimes among the best options for people who have serious health conditions and know they're going to need extensive medical care in the coming year.

Who should consider a high-deductible health plan?

October 21, 2019 – Q: Who should consider a high-deductible health insurance plan? A: If you're healthy – or sick – and have some money saved or plan… Read more

With my income, I’m barely over the eligibility limit for a premium subsidy. Is there anything I can do to lower my income so I become eligible?

With my income, I’m barely over the eligibility limit for a premium subsidy. Is there anything I can do to lower my income so I become eligible?

September 23, 2019 – Q. With my current income, I am not eligible for a premium subsidy – but I'm just barely over the limit. Is there anything I can do to… Read more

Under the ACA, can I still have an individual HDHP and an HSA?

Under the ACA, can I still have an individual HDHP and an HSA?

June 5, 2019 – Q. Can I still have an HSA and HDHP under the ACA's regulations? A. Yes. HSA-qualified high deductible plans fit easily within the… Read more

What are family deductible says a woman with her hands up

When I compare health insurance plans in the exchange for our family, they all show total family deductibles. Does that mean we’d have to meet that full deductible even for just one person?

January 16, 2018 – Q. When I compare plans in the exchange for our family, they all show total family deductibles. Does that mean we'd have to meet that full… Read more

How do the ACA’s health insurance exchanges interact with critical illness plans?

How do the ACA’s health insurance exchanges interact with critical illness plans?

July 10, 2016 – Q: How will the ACA's health insurance exchanges interact with critical illness plans? A: In recent years, critical illness plans —… Read more

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

May 10, 2016 – Q: How do I tell whether I'm eligible for expanded Medicaid or a private plan in the exchange? A: When you enroll in the exchange,… Read more