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Frequently-asked questions by tag

individual mandate

I know the individual mandate permits a short gap in coverage of less than three months per year. What if I’m uninsured for the last two months of 2017 and first two months of 2018?

How long can I be uninsured before I have to pay the individual mandate penalty?

November 15, 2017 – Q. I know that the individual mandate allows for a gap in coverage as long as it's less than three months in a year. But what if I have… Read more

Mother holding newborn baby in pink blanket

What are the ACA’s enrollment periods and when can I enroll outside of the open enrollment period?

October 1, 2017 – Q: What are the Affordable Care Act enrollment periods and when can I enroll outside of the open enrollment period? Open enrollment for… Read more

I work at a large corporation that offers health insurance, but it’s expensive and I don’t feel I need it. Under Obamacare, can my company force me to sign up?

September 20, 2017 – Q. I  work for a large corporation that offers health insurance.  It's pretty expensive though, and I don't feel I need it. I'm young,… Read more

Man holding a bomb with an Obama logo wondering if the government can enforce Obamacare penalties

Is it true that government can’t really enforce the penalty for not having health insurance?

April 3, 2017 – Q. I've heard that the government won't really be able to enforce the penalty for not having health insurance. Is this true? A: Although… Read more

Frequently-asked questions on health insurance

If the IRS doesn’t owe me a refund, how does it enforce the individual mandate penalty?

April 3, 2017 – Q. If the IRS doesn't owe me a refund, how will it enforce the penalty? Will IRS agents be coming to our homes to collect it? I have read… Read more

A tax form highlighting line 61

Does the president’s executive order mean the IRS won’t enforce the individual mandate penalty?

March 1, 2017 – Q: I heard that the IRS isn't going to enforce the Affordable Care Act's penalty for 2016 tax returns. Is that… Read more

Is there a minimum age for Obamacare's individual mandate?

Is there a minimum age for Obamacare’s individual mandate?

August 8, 2016 – Q. Is there a minimum age for the ACA's individual mandate? And who is responsible for paying the penalty if a child or young adult… Read more

Will the IRS apply my payment to my penalty or to my income tax?

If I owe income tax and the ACA penalty but don’t plan to pay the ACA penalty, will the IRS apply my payment to my penalty or to my income tax?

July 12, 2016 – Q. If I owe income tax and the ACA penalty but don’t plan to pay the ACA penalty, will the IRS apply my payment to my penalty or to my… Read more

What happens if I don’t buy ACA-compliant health insurance?

June 27, 2016 – The health reform law includes an individual mandate, requiring every American to have health coverage, with just a few exceptions. It… Read more

Who is keeping track of whether I buy health insurance through the exchanges?

March 28, 2016 – the exchange keeps track of who gets exchange-based coverage, and reports that information to the IRS. But health insurers and employers… Read more

If I pay the tax for not purchasing health insurance, does that buy me an insurance policy?

If I pay the tax for not purchasing health insurance, does that buy me an insurance policy?

March 3, 2016 – Q: If I pay the tax for not purchasing health insurance, does that buy me an insurance policy? A: No. You’re not buying insurance;… Read more