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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

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Featured
6 lessons Mary Lou Retton’s health scare can teach us about coverage
Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health scare is a sign of barriers to affordable health coverage.
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Frequently-asked questions by tag

Does the IRS still enforce the individual mandate? photo

Does the IRS still enforce the individual mandate?

January 12, 2024 – The individual mandate and its associated penalty are applicable to 2018 tax returns, as the repeal of the mandate penalty didn't take…

What happens if I don’t buy ACA-compliant health insurance? photo

What happens if I don’t buy ACA-compliant health insurance?

January 11, 2024 – What happens if I don't buy ACA-compliant health insurance? It depends on where you live and what medical care you end up needing during…

Is there still a penalty for being uninsured? photo

Is there still a penalty for being uninsured?

January 8, 2024 – The ACA's individual mandate penalty was assessed for the last time on tax returns filed in 2019; there's no longer a federal penalty for…

What is the ACA’s preventive health services coverage mandate? photo

What is the ACA’s preventive health services coverage mandate?

June 14, 2023 – The Affordable Care Act requires nearly all health plans to cover a wide range of free preventive health services including wide-ranging…

If I decide to gamble and go without insurance, isn’t that my business? photo

If I decide to gamble and go without insurance, isn’t that my business?

August 18, 2021 – An individual's decision to "gamble" and go without health insurance can result in uncompensated care – a financial burden on hospitals…

Who is keeping track of whether I buy health insurance through the exchanges? photo

Who is keeping track of whether I buy health insurance through the exchanges?

May 25, 2021 – Regardless of where you get your health insurance, you (and the IRS) will get a tax form from your employer, insurance company, or exchange…

If someone decides to not buy health insurance and is injured in accident, what happens? photo

If someone decides to not buy health insurance and is injured in accident, what happens?

January 22, 2021 – When a patient arrives at the emergency room and is uninsured and unable to pay for his care, staff there are required by law only to…