Frequently-asked questions by tag

Who ISN’T eligible for Obamacare’s premium subsidies?

June 1, 2019 – Q. Obamacare advocates frequently talk about how most exchange enrollees qualify for government subsidies. But who is left out? Aren't… Read more

Woman at computer with boss pointing trying to figure out if she can buy own insurance instead of employer plan

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

December 16, 2018 – Q: My employer offers insurance, but I think it's too expensive. Can I apply for a subsidy to help me buy my own insurance? A: Probably… Read more

If I have access to health insurance, can my husband’s company deny me coverage?

If I have access to health insurance, can my husband’s company deny me coverage?

December 15, 2018 – The ACA requires employers with 50 or more workers to offer coverage to employees and their children (until age 26), but not spouses. But… Read more

I’m self-employed, so my AGI is dependent on my premium

My premium subsidy is dependent on my AGI. But I’m self-employed, so my AGI is dependent on my premium. Help!

September 18, 2018 – Q. Under the ACA, my insurance premium subsidy is dependent on adjusted gross income (AGI). But, for a self-employed person, AGI is… Read more

Can you explain the controversy around the IPAB and why it was repealed?

February 10, 2018 – Q. What is this controversy regarding the IPAB really about? Are politics involved? A. The IPAB never convened and its process was never… Read more

If I get an Obamacare subsidy in the exchange, is the subsidy amount considered income?

If I get an Obamacare subsidy in the exchange, is the subsidy amount considered income?

January 16, 2018 – Q. If I get an Obamacare subsidy in the exchange, is the subsidy amount considered income? A. No. The subsidies (both premium assistance… Read more

My doctor posted a sign saying she ‘doesn’t take Obamacare.’ What should I do?

My doctor posted a sign saying she ‘doesn’t take Obamacare.’ What should I do?

January 3, 2018 – Q. My doctor posted a sign saying she doesn't take Obamacare. What should I do? A. It depends on your relationship with your doctor. If… Read more

My health plan is being terminated on December 31. Does that mean I’m exempt from the ACA’s individual mandate?

My health plan was terminated because it didn’t comply with the ACA. Does that mean I’m exempt from the individual mandate?

December 26, 2017 – Q: My health insurance carrier has informed me that my policy is being terminated on December 31. I’ve heard that I’m therefore exempt… Read more

I’m self-employed and am hiring employees. Under Obamacare, am I obligated to provide health insurance for them?

I’m self-employed and am hiring employees. Under Obamacare, am I obligated to provide health insurance for them?

October 16, 2017 – Q. I'm self-employed and am hiring some employees. Under Obamacare, am I obligated to provide health insurance for them? A. No, unless… Read more

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

October 6, 2017 – Q: I work part-time. Will I be eligible for a premium subsidy to help me buy insurance? A: Your eligibility for a premium subsidy isn't… Read more

What are some signs that you are being drawn into a health insurance scam?

October 1, 2017 – Q: What are some signs that you are being drawn into a health insurance scam? A: Health insurance scams are on the rise as the economy… Read more

Two student shadows on brick questioning health policies about birth control

Do student health policies have to cover birth control without co-pays?

June 8, 2017 – Q. Do student health policies have to cover birth control without co-pays? A. Yes. Policies that began on or after August 1, 2012, are… Read more