Frequently-asked questions by tag

A boy wondering if he can enroll in a new health plan in open enrollment if his employer has a policy

My son is covered on my employer’s policy through July 31. Can he enroll in a new plan starting on August 1, or did he need to have purchased a plan during open enrollment?

January 5, 2018 – Q. My son is covered on my employer's policy through July 31, but because he's about to be 26, he'll have to find his own coverage. Can he… Read more

If I sign up for a Bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out that I need surgery?

December 28, 2017 – Q: If I sign up for a bronze plan during open enrollment, can I bump my coverage up to a higher level several months later if I find out… Read more

My health plan is being terminated on December 31. Does that mean I’m exempt from the ACA’s individual mandate?

My health plan was terminated because it didn’t comply with the ACA. Does that mean I’m exempt from the individual mandate?

December 26, 2017 – Q: My health insurance carrier has informed me that my policy is being terminated on December 31. I’ve heard that I’m therefore exempt… Read more

Are qualifying events and special enrollment periods the same as they were in prior years?

Are qualifying events and special enrollment periods the same as they were in prior years?

December 21, 2017 – Q. Are qualifying events and special enrollment periods the same as they were in prior years? A. For the most part, yes. Outside of… Read more

Where can I find the list of Obamacare qualifying events?

Where can I find the list of Obamacare qualifying events?

December 15, 2017 – Q. Where can I find a list of Obamacare qualifying events? A. The majority of ACA-compliant plans are not available for purchase outside of… Read more

A row of clocks reminding woman to pay attention to enrollment deadlines

If I qualify for Medicaid, should I worry about the deadline for open enrollment?

December 10, 2017 – Q. I've heard that Medicaid enrollment is year-round. So if I qualify for Medicaid, I don't need to worry about the December 15 end of open… Read more

Should I be concerned about how much personal information is required for enrollment in the exchanges?

November 19, 2016 – Q: Should I concerned about how much personal information is required for enrollment in the exchanges? A: No. You’re not required to… Read more

Does the Affordable Care Act make it easier to get individual health insurance?

Does the Affordable Care Act make it easier to get individual health insurance?

June 18, 2016 – Q: Does the Affordable Care Act make it easier to get individual health insurance? A: Yes, in several ways, it's easier to get… Read more

If I turn down my employers’ offer of insurance and then am in an accident, don’t I have a right to sign up for coverage?

April 3, 2016 – Q. If I turn down my employers' offer of insurance and then am in an accident, don't I have a right to sign up for coverage? A: No. You… Read more

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew?

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew?

February 1, 2016 – Q. I enrolled in a plan through the exchange during the last open enrollment, and I’m happy with my coverage. Can I just keep my current… Read more

Someone told me you have to earn a minimum of $30,000 per year in order to purchase ACA insurance. Is this correct?

Is it true that I have to earn a minimum of $30,000 per year in order to purchase ACA insurance?

November 7, 2015 – Q. Someone told me you have to earn a minimum of $30,000 per year in order to purchase ACA insurance. Is this correct? A. No. There are no… Read more