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A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Featured

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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
6 lessons Mary Lou Retton’s health scare can teach us about coverage
Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health scare is a sign of barriers to affordable health coverage.
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Frequently-asked questions by tag

Can I deduct my exchange premiums when I file taxes? photo

Can I deduct my exchange premiums when I file taxes?

January 12, 2024 – If you’re self-employed, yes. If not, it will depend on how much you spend on medical expenses during the year.…

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan? photo

Will my father’s premiums go up if I get coverage through his plan instead of my university’s plan?

July 31, 2023 – Young adults under 26 can get coverage through a parent’s plan even if their school (or their own employer) offers health insurance.…

I thought subsidies were available for anyone with incomes up to 400% of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why? photo

I thought subsidies were available for anyone with incomes up to 400% of poverty level, but the calculators I’ve used say our family doesn’t qualify. Why?

July 7, 2022 – Subsidies are only provided if the unsubsidized cost of the benchmark silver plan would be considered unaffordable without the subsidy. But…

I work part-time. Am I eligible for a premium subsidy to help me buy insurance? photo

I work part-time. Am I eligible for a premium subsidy to help me buy insurance?

May 27, 2021 – Your eligibility for a premium subsidy isn't tied to how many hours you work. As long as you meet the income requirements for the premium…