Frequently-asked questions by tag

subsidies

We're a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges?

We’re a family of four with an income of $47,000 a year. What kinds of subsidies are available to help us purchase insurance through the exchanges? Read answer

Is everyone who makes too much for ACA subsidies going to see big premium increases?

Is everyone who makes too much for ACA subsidies going to see big premium increases? Read answer

Native Americans and eskimos can benefit from Obamacare/ACA.

How can Native Americans get coverage under the ACA? Are there specific plan options for them? Read answer

Is the IRS saying I’ll have to pay more for my health insurance next year? Read answer

Is Social Security considered income when I’m enrolling in a plan through the exchange? Read answer

My employer offers coverage to our whole family, but only pays the premiums for my coverage; my kids’ premium is payroll deducted in full. Can I buy individual policies for my children instead?

My employer offers coverage to our whole family, but only pays the premiums for my coverage; my kids’ premium is payroll deducted in full. Can I buy individual policies for my children instead? Read answer

If I have insurance through my employer, can my spouse get coverage through the exchange?

If I have insurance through my employer, can my spouse get coverage through the exchange? Read answer

We get health insurance through my job, but the coverage isn’t very good.  Can I enroll in an exchange plan instead, and get a subsidy to help pay for it?

We get health insurance through my job, but the coverage isn’t very good. Can I enroll in an exchange plan instead, and get a subsidy to help pay for it? Read answer

calculate-dependent-subsidy

Would my 21-year-old’s subsidy be based on his income – or mine? Read answer

Can you explain the ACA cost-sharing subsidy that increases a policy’s actuarial value?

Can you explain the ACA cost-sharing subsidy that increases a policy’s actuarial value? Read answer

I’m enrolled in Medicare. Can I enroll my 14-year-old daughter in the exchange?

I’m enrolled in Medicare. Can I enroll my 14-year-old daughter in the exchange? Read answer

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars?

My eligibility for Medicaid depends on how my income compares to the Federal Poverty Level. Can you spell out what that means in dollars? Read answer

Cover your bases during Obamacare/ACA open enrollment.

If my income is less than expected this year, I might be eligible for Medicaid. What can I do to cover my bases? Read answer

Will my income count toward my boyfriend’s household income if he applies for exchange coverage?

Will my income count toward my boyfriend’s household income if he applies for exchange coverage? Read answer

I enrolled through the exchange and I’m happy with my coverage. Do I have to go through that again, or can I just let my plan renew? Read answer

How do I calculate my ACA subsidy with adult children?

We claim our son, but not our daughter, on our taxes. How are premium subsidies calculated for families like ours? Read answer

If you're just over ACA subsidy eligibility its worth looking for deductions you overlooked.

With my income, I’m barely over the eligibility limit for a premium subsidy. Is there anything I can do to lower my income so I become eligible? Read answer

Do I need a certain income to buy Obamacare?

Someone told me you have to earn a minimum of $30,000 per year in order to purchase ACA insurance. Is this correct? Read answer

Why have so many southern states refused to expand Medicaid?

What is the Medicaid ‘coverage gap’ and who does it affect? Read answer

My wife and I each make about $40,000/year. If we file our taxes separately, can we each qualify for an exchange subsidy?

My wife and I each make about $40,000 a year. If we file our taxes separately, can we each qualify for an exchange subsidy? Read answer