Frequently-asked questions by tag

tax credits

Who ISN’T eligible for Obamacare’s premium subsidies?

June 1, 2019 – Q. Obamacare advocates frequently talk about how most exchange enrollees qualify for government subsidies. But who is left out? Aren't… Read more

Should I buy the health plan my college offers? or buy through an ACA exchange?

Should I buy the health plan my college offers? or buy through an ACA exchange?

May 14, 2019 – Q. Next year, I start college and I’m trying to decide whether I would be better off enrolling in the plan my college offers, buying my… Read more

I’ve heard a lot about health insurance exchanges, but what are SHOP exchanges?

Can small businesses use the ACA’s health insurance marketplaces (exchanges)?

April 16, 2019 – Q. Can small businesses use the ACA’s health insurance marketplaces (exchanges)? A. The Affordable Care Act included an enrollment… Read more

Woman at computer with boss pointing trying to figure out if she can buy own insurance instead of employer plan

My employer offers insurance, but I think it’s too expensive. Can I apply for a subsidy to help me buy my own insurance?

December 16, 2018 – Q: My employer offers insurance, but I think it's too expensive. Can I apply for a subsidy to help me buy my own insurance? A: Probably… Read more

I live in Boston, where health care is really expensive. Are the subsidies large enough to help me buy insurance here?

I live in Wyoming, where health care is really expensive. Are the subsidies large enough to help me buy insurance here?

April 5, 2018 – Q: I live in Wyoming, where health insurance is really expensive. Will the subsidies be large enough to help me buy insurance here? A:… Read more

I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?

I understand that subsidies come in the form of tax credits. But I’m unemployed and probably won’t owe any taxes. How would the subsidy help me?

January 25, 2018 – A: The premium subsidy offered through the exchanges is a tax credit, but it differs from some other tax credits in two important ways.… Read more

Can I purchase a Platinum policy and also get a premium subsidy?

January 16, 2018 – Q: I’ve heard that the ACA's premium subsidies will only help a person buy a Silver plan which pays for just 70 percent of average… Read more

If an individual pays for an exchange plan, how do they pay for the premium pre-tax as would someone with an employer plan?

If an individual pays for an exchange plan, how do they pay for the premium pre-tax as would someone with an employer plan?

January 2, 2018 – Q. If an individual pays for an exchange plan, how do they pay for the premium pre-tax as would someone with an employer plan?… Read more

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

How do I tell whether I’m eligible for Medicaid or subsidized coverage through my state’s exchange?

May 10, 2016 – Q: How do I tell whether I'm eligible for expanded Medicaid or a private plan in the exchange? A: When you enroll in the exchange,… Read more

I own a small business. Someone told me I might be able to get a break on my taxes if I buy insurance for my employees

I own a small business. Can I get a break on my taxes if I buy insurance for my employees?

October 7, 2015 – Q. I own a small business. Someone told me I might be able to get a break on my taxes if I buy insurance for my employees. A. If you… Read more

How does the government calculate the ACA’s premium subsidies?

How does the government calculate the ACA’s premium subsidies?

October 6, 2015 – Q: How does the government calculate the ACA's premium subsidies? A: Your subsidy is tied to your income. Under the Affordable Care Act,… Read more