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Silver plan

What is a Silver plan?

See Obamacare metal plans.

Also, note that the ACA’s premium subsidies (premium tax credits) are based on the cost of the benchmark plan, which is defined as the second-lowest-cost Silver plan in a given area (but the subsidies can be used to offset the cost of any metal-level pla). And the ACA’s cost-sharing reductions (cost-sharing subsidies) are only available on silver plans. So silver plans play a particularly important role in the individual health insurance market.

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Cost-sharing subsidies reduce out-of-pocket spending on Silver plans. Despite lack of federal funding, these benefits remain available to eligible enrollees.