A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
Speak with a licensed insurance agent 888-383-5527
Speak with a licensed insurance agent 888-383-5527
A TRUSTED INDEPENDENT HEALTH INSURANCE GUIDE SINCE 1999.
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Will you receive an ACA premium subsidy?
See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust through 2025.
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Federal poverty guidelines for 2025
The federal poverty level (FPL) - also referred to as the federal poverty guidelines – is used to determine eligibility for Medicaid and CHIP, and for premium subsidies and cost-sharing reductions in the health insurance marketplace.

Frequently-asked questions by tag

If your income last year was higher than expected, do you have to pay back some of the advance premium tax credits that you received for Marketplace coverage? photo

If your income last year was higher than expected, do you have to pay back some of the advance premium tax credits that you received for Marketplace coverage?

February 12, 2025 – If you received advance payments of the premium tax credit for health insurance that you purchased last year on HealthCare.gov (or a…

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance in the Marketplace? photo

I’m 60 and retired. I can get insurance from my former employer but it’s very expensive. Do I qualify for insurance in the Marketplace?

February 5, 2024 – But for retirees, the guidelines are more relaxed. Retirees who have access to a plan that provides minimum essential coverage can still…