ACA-compliant coverage refers to a major medical health insurance policy that conforms to the regulations set forth in the Affordable… Read more
An accident supplement is a policy that reimburses an insured in the event of a claim arising from an accident… Read more
Accidental death and dismemberment insurance (AD&D) is also known as personal accident insurance (PAI). An AD&D policy provides a lump-sum… Read more
An accountable care organization (ACO) is a health care delivery model envisioned by the Affordable Care Act (ACA) in which… Read more
An actuary is a health insurance carrier number cruncher responsible for determining what premiums the company needs to charge based… Read more
Admitting privilege is the right granted to a doctor to admit patients to a particular hospital.
A controversial provision of H.R. 3200 would have paid physicians to provide counseling to elderly or terminally ill patients who… Read more
An advance directive indicates the person designated to make medical decisions for you if you are unable physically or mentally… Read more
Adverse selection refers to a situation in which the buyers and sellers of an insurance product do not have the… Read more
The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally… Read more
An agent is a licensed salesperson who represents one or more health insurance companies and presents their products to consumers.
Some health plans have traditionally had caps on the amount that they would pay in any given year. Even if… Read more
Associations can offer group health insurance plans specially designed for their members and that give their members purchasing power because… Read more