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Qualifying events

Our look at the ACA qualifying events which can let you buy health insurance outside open enrollment.

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Health insurance and Obamacare terms

What does health reform mean to you? Start with these definitions.


ACA-compliant coverage

ACA-compliant coverage refers to a major medical health insurance policy that conforms to the regulations set forth in the Affordable… Read more

accident supplement

An accident supplement is a policy that reimburses an insured in the event of a claim arising from an accident… Read more


An actuary is a health insurance carrier number cruncher responsible for determining what premiums the company needs to charge based… Read more

admitting privilege

Admitting privilege is the right granted to a doctor to admit patients to a particular hospital.

advance care planning consultations

A controversial provision of H.R. 3200 would have paid physicians to provide counseling to elderly or terminally ill patients who… Read more

advance directive

An advance directive indicates the person designated to make medical decisions for you if you are unable physically or mentally to… Read more

adverse selection

Adverse selection refers to a situation in which the buyers and sellers of an insurance product do not have the same… Read more


Any activity done to help a person or group to get something the person or group needs or wants.

Affordable Care Act (ACA)?

The Patient Protection and Affordable Care Act (PPACA) – also known as the Affordable Care Act or ACA, and generally… Read more


An agent is a licensed salesperson who represents one or more health insurance companies and presents their products to consumers.… Read more

annual limit

Some health plans have traditionally had caps on the amount that they would pay in any given year. Even if… Read more


Associations can offer group health insurance plans specially designed for their members and that give their members purchasing power because… Read more