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Would ACA subsidies lower your health insurance premiums?
Obamacare subsidy calculator *
Estimated annual subsidy
Fast free quotes on health insurance that fits your needs – and your budget
Buy now – during open enrollment
Open enrollment is your annual opportunity to shop for ACA-compliant health plans. Read our 2021 Open Enrollment Guide for tips on plan selection, an overview of money-saving subsidies, deadlines to enroll in your state, effective coverage dates and much more.
Do you need short-term coverage?
If your budget is tight, but you’re not eligible for Medicaid or ACA subsidies, you may wish to consider a short-term medical (STM) policy. Find out if short-term is right for you in our guide to short-term coverage.
Check your eligibility for Medicaid
Thirty-six states and Washington, DC, made nearly 10 million low-income Americans eligible for Medicaid by implementing ACA’s Medicaid expansion. See if your state expanded eligibility. Then, use our Federal Poverty Level Calculator to check your eligibility for enrollment.
Medicare open enrollment 2021
Medicare’s open enrollment (Oct. 15-Dec. 7) is an annual opportunity to reevaluate your coverage – whether it’s Original Medicare with supplemental drug coverage, or Medicare Advantage – and make changes or purchase new policies if they want to do so. Learn more in our 2021 Medicare Open Enrollment Guide.
We’re here to help you understand health insurance.
I really appreciate you taking the time to help out and explain things to people who need it the most.
Thank you, Louise! This is extremely helpful and makes me feel better prepared to navigate my transition.
Louise, Thank you so much for the clear and very helpful response. I’ve learned a lot from you on the subject.
Thank you, Louise for your detailed answer. Your first paragraph is exactly what we were looking for!
Thank you so much … this is one of the clearest articles on the income limits and subsidy amounts.