Would ACA subsidies lower your health insurance premiums?
Obamacare subsidy calculator *
Estimated annual subsidy
$0
Fast free quotes on health insurance that fits your needs – and your budget
Buy ACA-compliant coverage now
Open enrollment has ended in most states for 2021 coverage, but you may still be eligible to enroll in an ACA-compliant health plan if you have a qualifying life event. You may also be eligible for money-saving subsidies.
Do you need short-term coverage?
If your budget is tight, but you’re not eligible for Medicaid or ACA subsidies, you may wish to consider a short-term medical (STM) policy. Find out if short-term is right for you in our guide to short-term coverage.
Check your eligibility for Medicaid
Thirty-six states and Washington, DC, made nearly 10 million low-income Americans eligible for Medicaid by implementing ACA’s Medicaid expansion. See if your state expanded eligibility. Then, use our Federal Poverty Level Calculator to check your eligibility for enrollment.
Medicare open enrollment 2021
Medicare’s open enrollment for 2021 coverage ended in most states on December 7, but open enrollment has been extended in 12 states affected by natural disasters in 2020. If you're in one of those areas, you may still reevaluate your coverage and decide whether to make changes to your coverage or purchase new policies.
Our experts and articles referenced in
When it comes to health insurance, we’re the voice of experience.
Talking about health insurance since 1994.
We’ve been helping Americans understand and navigate the individual health insurance market since 1994. Nearly 2.8 million readers turned to our pages for help in 2019.
Tools for health insurance shoppers.
Millions of users have turned to us for a free health insurance quote … and more than 600,000 Americans have utilized our Obamacare Subsidy Calculator.
Partnerships with leading health insurance carriers.
We vet our business partners carefully, so our readers can feel confident when using our free health insurance quote tool to compare ACA-compliant plans, short-term medical policies and Medicare plans.
Experts on health reform.
Our insurance experts have been tracking and analyzing health reform efforts – including the Affordable Care Act – since 2008. We’ve earned a reputation as a health insurance industry watchdog.
Answering your burning questions.
We’re here to answer your burning questions every day. In the past decade, our Frequently Asked Questions section alone has been viewed more than 4 million times.