Obamacare subsidy calculator *




Add ages of other family members to be insured.


Include yourself, your spouse, and children claimed as dependents on your taxes.


Modified Adjusted Gross Income (MAGI)

For most taxpayers, your MAGI is close to AGI (Line 7 of your Form 1040 in 2018, and Line 8b in 2019).

Estimated annual subsidy


Provide information above to get an estimate.

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* This tool provides ACA premium subsidy estimates based on your household income.

healthinsurance.org does not collect or store any personal information from individuals using our subsidy calculator.

2020 Obamacare subsidy calculator

Find out whether you're among the 87 percent of Americans who are eligible for subsidies when they enroll through the exchanges

Key takeaways

If you’re worried about the cost of health insurance premiums in the exchanges, it might help to know that – thanks to the law’s generous subsidies — your premiums could end up a lot lower than you expect.

Who’s eligible? Of the nearly 10.6 million people who had effectuated coverage through the exchanges as of 2019, 87 percent were receiving premium subsidies.

Yet about two-thirds of uninsured Americans haven’t checked recently to see if they’re eligible for financial assistance with their health insurance costs. A few more quick facts about Obamacare subsidies:

It pays to calculate your subsidy!