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13 qualifying life events that trigger ACA special enrollment
Outside of open enrollment, a special enrollment period allows you to enroll in an ACA-compliant plan (on or off-exchange) if you experience a qualifying life event.

Latest News & Topics

Latest News & Topics

Featured

Featured
Finalized federal rule reduces total duration of short-term health plans to 4 months
A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September 1, 2024 – will limit STLDI plans to three-month terms, and to total duration – including renewals – of no more than four months.
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Press releases

May 29, 2024 - Today, healthinsurance.org explains why college students shouldn’t wait until they’re on campus to consider their healthcare and choose coverage.
May 9, 2024 - As college graduates embark on their future, they face a multitude of new decisions, and choosing the right health insurance plan may be one of their most important. Today, healthinsurance.org ...
March 21, 2024 - Today, healthinsurance.org explains how the Medicaid disenrollments that began April 1, 2023, are affecting health coverage and the nation’s health insurance landscape.
March 20, 2024 - With an increase in layoff announcements, healthinsurance.org is offering several tips to help consumers stay insured if they lose their employer-sponsored coverage.
March 6, 2024 - healthinsurance.org is providing information that explains why many consumers receive excess advance premium tax credits (APTC) and what determines the amount they have to repay.
January 10, 2024 - While several factors are fueling record-high enrollment in Marketplace health insurance, many newly eligible consumers may still not have enrolled yet – despite a fast-approaching deadline. Today, healthinsurance.org offered last-minute ...
December 5, 2023 - Today healthinsurance.org reminded consumers that in most states, Dec. 15 is the deadline for purchasing ACA-compliant health insurance if they want coverage that starts Jan. 1, 2024.
October 30, 2023 - As the Affordable Care Act (also called ACA or Obamacare) open enrollment period nears, healthinsurance.org released tips today to help people compare plans and potentially save money.
October 19, 2023 - Four key factors could result in record-high enrollment in Affordable Care Act (ACA) health plans during the upcoming open enrollment period, which begins Nov. 1, healthinsurance.org said today.
August 9, 2023 - Most states have begun disenrolling people who no longer qualify for Medicaid, and millions of people are expected to lose health coverage in the coming months. Healthinsurance.org has released several ...

Latest news from healthinsurance.org

June 12, 2024 - Learn how to find affordable health insurance for college students, graduates and young adults under 26. FAQs about college plans, Obamacare subsidies, Marketplace, Medicaid and more.
June 6, 2024 - A finalized federal rule will impose new nationwide duration limits on short-term limited duration insurance (STLDI) plans. The rule – which applies to plans sold or issued on or after September ...
June 4, 2024 - There are three 1095 tax forms used to report health insurance coverage to the IRS. Form 8962 reports subsidy eligibility.
June 3, 2024 - Immigrants can enroll in ACA-compliant individual health insurance just like any other lawfully present U.S. resident. Lawfully present immigrants are eligible for premium subsidies.
May 16, 2024 - Vision insurance is designed to pay some of the costs that a policyholder would otherwise have to pay out-of-pocket for routine vision care, including optometry exams, glasses, and contact lenses.
May 21, 2024 - Health insurance coverage for IVF and other fertility treatments varies from one state to another and from one health plan to another.
May 20, 2024 - In recent weeks, we’ve seen news reports of Marketplace enrollees’ coverage being switched without their knowledge. Here's what consumers need to know.
April 30, 2024 - During the open enrollment period for 2024 health coverage, more than 21.4 million people enrolled in private qualified health plans (QHPs) through the Marketplaces (exchanges) nationwide. This was a 31% ...
April 29, 2024 - Marketplace health insurance plans can help offset some of the medical expenses associated with Alzheimer's when the patient is not yet eligible for Medicare coverage.
April 26, 2024 - Health insurance may cover drugs used for weight loss such as Ozempic, Wegovy, Mounjaro, and Zepbound if they’re prescribed for another medical condition, such as diabetes, but not if they’re ...
April 26, 2024 - When it comes to obtaining health insurance for the self employed, consumers have several coverage options to consider, including ACA Marketplace individual and family health insurance, COBRA continuation of group ...
April 22, 2024 - Here’s a look at what’s been happening with disenrollments that resulted from Medicaid unwinding – and also a look at the beneficiaries who have had their Medicaid coverage renewed during ...
April 19, 2024 - If you’re enrolled in Marketplace health insurance and you get a new job that offers certain kinds of health insurance, it’s important to understand how this will affect your eligibility ...
April 17, 2024 - Qualifying life events aren’t always necessary to trigger a special enrollment period. Enrollment continues year-round in some cases, and you don’t need a qualifying event if you’re in one of ...
April 17, 2024 - Since ACA-compliant health coverage is now guaranteed issue regardless of medical history, the trade-off is that enrollment is limited to an annual open enrollment period and special enrollment periods triggered ...
March 29, 2024 - American Indians and Alaska Natives (AI/AN) benefit from the Affordable Care Act’s (ACA) expanded coverage. Most American Indians/Alaska Natives are eligible for either expanded Medicaid or premium tax credits (subsidies) ...
March 20, 2024 - Not everyone who’s eligible to enroll in ACA-compliant health insurance bought coverage during the most recent open enrollment period.1 Some people may have missed the annual enrollment deadline. Others may ...
March 22, 2024 - Learn how you might be missing out on deductions and tax breaks that would lower your income for ACA purposes, which could result in larger premium subsidies.
March 6, 2024 - Denial of a health insurance claim does not necessarily mean you will ultimately have to pay for everything out of pocket. There are steps you can take – including filing ...
February 22, 2024 - Most Americans under age 65 get their health insurance from an employer, but not all employers offer group health coverage. Here are some common scenarios in which you wouldn't have ...
February 20, 2024 - If you fail to pay your premiums and exhaust the grace period for plans offered in a health insurance marketplace, you will lose your insurance coverage.
January 23, 2024 - Mary Lou Retton’s health scare story included some important lessons for consumers, many of whom may assume that the celebrity’s health scare is a sign of barriers to affordable health ...
January 3, 2024 - The type of managed care your health plan falls under affects your healthcare costs and plan benefits – including access to medical providers.
November 16, 2023 - What is dental insurance? Dental insurance is insurance that covers a portion of basic dental expenses that you may encounter during a typical year, paying for procedures and treatments that ...
October 25, 2023 - Seven months after states received authorization to start Medicaid redeterminations, the process is proceeding mostly as expected, with millions already disenrolled. But it’s also had some unexpected problems.
September 21, 2023 - Millions of Americans would have worse health insurance – or none at all – without Obamacare's provisions. But the law's protections extend beyond insurance benefits.
May 13, 2024 - Our ACA health insurance subsidy calculator estimates your premium subsidy based on your income, age and household size.
February 13, 2024 - A list of the open enrollment deadlines for enrollment in 2024 ACA-compliant health insurance in every state. Open enrollment ran from November 1 to January 15 or January 16 in ...
May 13, 2024 - When it comes to selecting a health insurance plan, the premium is the most important factor for many shoppers – especially those who are currently healthy. But price shouldn’t be ...
September 18, 2023 - Your options for coverage are very limited if you don't enroll in a plan by the end of open enrollment in your state. The open enrollment period applies outside of ...
July 18, 2023 - Friday Health Plans, which offers coverage in five states, is winding down its business operations. And in at least four of those states, thousands of enrollees need to select new ...
July 5, 2023 - If you’re among the millions of Americans notified about potentially losing Medicaid eligibility in 2023 and 2024, learn how to avoid becoming uninsured.
January 30, 2024 - Learn how individual health insurance plans cover women’s healthcare services, including maternity, contraception and abortion.

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