Newsroom

Unless Congress acts, healthcare subsidies will expire and average insurance costs could more than double, and "several million people will likely just drop their coverage" says Louise Norris with @hio_org

Image: wellphoto / stock.adobe.com

Home > Newsroom

Media contact

Amy Fletcher Faircloth
AFM Communications
[email protected]

Interview an expert

Working on a story about health insurance for individuals and families? We have expert analysts available for comment. Contact us to arrange an interview.

Press releases

As graduation and tax season near, families reconsider keeping young adults on their health plans

March 31, 2026 - College students and recent graduates can stay on a parent’s plan until age 26, but it may not always be the most affordable option. Learn how tax status, income, and ...

As 2026 insurance premiums kick in, some consumers reconsider their health coverage

March 24, 2026 - Higher ACA premiums for 2026 are prompting some consumers to rethink their coverage, as rising costs and reduced subsidies reshape Marketplace enrollment decisions.

Higher ACA premiums push more Marketplace consumers toward Bronze health plans

March 18, 2026 - Facing higher premiums for 2026 Marketplace plans, a growing number of consumers chose lower-premium Bronze plans – even though those plans can mean significantly higher out-of-pocket costs – according to ...

Four Marketplace changes that could still raise – or lower – consumers’ health insurance costs in 2026

February 12, 2026 - Four major changes affecting the ACA health insurance Marketplaces are taking effect this year, impacting consumers’ costs and coverage options throughout the year, according to new analysis from healthinsurance.org.

As subsidy enhancements’ future remains uncertain, new Marketplace rule and recent legislation bring big shifts for 2026

September 29, 2025 - As ACA open enrollment approaches, healthinsurance.org explains how the annual enrollment period might be impacted by two major policy changes – a new federal rule and the recently enacted One Big ...

Healthinsurance.org: 5 ways to prepare now for Marketplace open enrollment

September 5, 2025 - With Marketplace enrollees facing new documentation requirements and large premium increases, now is the time to prepare for enrolling in 2026 coverage. Learn how consumers can navigate these changes.

What college grads need to know about health insurance

May 8, 2025 - There’s no question that health insurance is an important part of young adults’ financial future. Healthinsurance.org has useful information for college graduates – no matter their next steps.

Major Medicaid and ACA Marketplace changes could be coming: What consumers need to know now

April 8, 2025 - Millions of people who rely on Medicaid and Marketplace coverage could be impacted by sweeping federal policy changes under consideration. Healthinsurance.org explains the potential impact on enrollment, eligibility and coverage ...

Why health costs and coverage matter at tax time

February 26, 2025 - As the April tax filing deadline approaches, many taxpayers focus on maximizing deductions and minimizing taxes owed. But are they factoring in their health-related expenses? Understanding how medical expenses impact ...

The clock is ticking on Affordable Care Act open enrollment for 2025

January 7, 2025 - Jan. 15 is the deadline in most states to enroll in ACA-compliant coverage – also known as Obamacare – for the 2025 plan year. Missing the open enrollment deadline can ...

Latest news from healthinsurance.org

Do all health insurance plans cover maternity care?

April 29, 2026 - Most health insurance plans cover maternity care, including pregnancy and childbirth. Learn which plans must provide coverage and what exceptions apply.

Consumer search trends signal growing cost pressure in health insurance

April 21, 2026 - Search trends reveal growing concern about health insurance affordability in 2026, as rising premiums and reduced subsidies push consumers to seek lower-cost coverage options.

My health insurance company is leaving my market. What can I do?

May 1, 2026 - If your health insurance company is exiting the market in your area at the end of the year, rest assured that you’ll continue to have other options, and you’ll be ...

Can young adults still remain on a parent’s health plans until age 26?

April 1, 2026 - ACA plans allow adult children to remain on a parent’s plan until age 26, regardless of whether they live with the parent, are financially independent, have other coverage options, are ...

Bronze health plan popularity surges in Marketplaces

April 1, 2026 - Higher premiums and reduced subsidies are pushing Marketplace shoppers toward Bronze plans in 2026. Learn why enrollment is shifting and what it means for consumers.

Do all health insurance plans cover chronic conditions?

March 31, 2026 - Learn how each type of health insurance covers chronic conditions, factors to consider when choosing a health plan, and how regulations protect those with chronic conditions.

I can’t afford health insurance and don’t qualify for Medicaid. What can I do?

March 16, 2026 - What can you do if health insurance feels unaffordable and you don’t qualify for Medicaid? Explore coverage options, subsidies, and solutions for common scenarios.

Your guide to early retirement health insurance options

March 2, 2026 - Health insurance for early retirees: how to bridge the gap to Medicare with Marketplace plans, Medicaid, COBRA, or spouse coverage.

In some state-run exchanges, pregnancy is a qualifying life event

April 5, 2026 - Learn which state Marketplaces treat pregnancy as a qualifying life event that makes their residents eligible for a special enrollment period. Learn which states are considering legislation to create a ...

How can farmers get health insurance?

February 5, 2026 - Thanks to the Affordable Care Act, farmers have more health insurance choices than ever. Learn about Marketplace plans, subsidies, and other coverage options.

2026 Obamacare subsidy calculator

February 3, 2026 - Our ACA health insurance subsidy calculator estimates your premium subsidy based on your income, age and household size.

8 big changes reshaping Marketplace health coverage in 2026

January 28, 2026 - On January 1, eight major changes took effect that are impacting ACA Marketplace coverage in 2026, affecting subsidies, premiums, HSAs, out-of-pocket costs, and plan availability.

Miss open enrollment? You’ve got options.

February 10, 2026 - Outside of ACA's open enrollment period, you can only sign up for ACA-compliant health coverage if you qualify for a special enrollment period. But you may have other coverage options.

I was laid off and don’t have any income. What are my health insurance coverage options?

January 29, 2026 - Loss of employer-sponsored insurance because you were laid off counts as a qualifying event, and special enrollment continues for 60 days from the date your old policy ended.

Will you receive an ACA premium subsidy?

January 27, 2026 - See if you're eligible for the Affordable Care Act's premium tax credits (premium subsidies), how subsidies are calculated, and why they are more robust than they used to be.

Should I let my individual health insurance plan automatically renew?

January 22, 2026 - If you have a health plan in the individual market, on-exchange or off-exchange, you can probably just let it renew for the coming year without doing anything during open enrollment. ...

How much does a dental bridge cost without insurance?

December 29, 2025 - Find out how much a dental bridge costs without dental insurance, what drives the price, and how dental coverage can reduce your out-of-pocket costs.

What are the deadlines for the ACA’s open enrollment period?

April 28, 2026 - Find out when ACA open enrollment begins and ends in your state for 2027 health coverage, including key deadlines and effective dates.

50 populations whose lives are better thanks to the ACA

January 8, 2026 - Millions of Americans would have worse health insurance – or none at all – without Obamacare's provisions. But the law's protections extend beyond insurance benefits.

I earn too much to qualify for a subsidy. Why should I buy through the exchange?

December 5, 2025 - If you don’t qualify for ACA subsidies (premium tax credits), should you still buy through the Marketplace? Learn the advantages, drawbacks, and cost considerations.

Why do some enrollees take their ACA premium subsidy during the year while others claim it at tax time?

December 8, 2025 - Should you take Affordable Care Act’s premium tax credits in advance and paid to your health insurer throughout the year, or claim the entire amount on your tax return? Learn ...

2026 ACA open enrollment period preview

October 28, 2025 - Higher premiums and the expiration of enhanced premium subsidies top the list of 10 major changes that will affect Marketplace open enrollment for 2026 health insurance.

Marketplace enrollees face return of the ‘subsidy cliff’ in 2026

February 11, 2026 - Congress did not extend enhanced Marketplace subsidies at the end of 2025. Now, hundreds of thousands of Marketplace enrollees are experiencing the return of the so-called “subsidy cliff.”

How sunsetting ARP’s subsidy enhancements is affecting ACA subsidy amounts

January 30, 2026 - We look what's happening to Marketplace health insurance subsidy availability and size now that the subsidy enhancements instituted under the American Rescue Plan have sunsetted.

How much do dental cleanings cost without insurance?

October 30, 2025 - Learn how much a dental cleaning costs without insurance, the factors that can impact the cost of dental cleaning, and whether you need insurance to get your teeth cleaned.

What’s the difference between dental insurance and dental discount plans?

November 4, 2025 - Dental insurance and dental discount plans can both reduce your total dental expenses, but they vary significantly in terms of benefits and how much you pay for each.

Can you get the updated COVID-19 vaccine – and will your health insurance cover the cost?

October 22, 2025 - Learn about availability of updated COVID-19 vaccines, whether you’re eligible to get one, and whether your health plan will cover the cost.

I’m a legal U.S. resident, but not a citizen. What are my health insurance options?

January 7, 2026 - Legal U.S. residents have the same eligibility as citizens to receive subsidies for health insurance purchased in the exchange.

One Big Beautiful Bill Act brings sweeping changes to health coverage

August 8, 2025 - Five provisions of the One Big Beautiful Bill (OBBBA) Act take effect in 2025 and early 2026 and will significantly impact Medicaid enrollees, Marketplace consumers, and low-income immigrants. In this ...

Can undocumented immigrants get Medicaid?

October 2, 2025 - Unauthorized non-citizens (also called “undocumented immigrants”) may or may not be eligible for Medicaid, depending on their income, where they live, their age, and whether they’re pregnant. Under federal law, ...

New federal rule brings immediate changes to Marketplace enrollment

July 10, 2025 - A new federal rule will bring significant changes to Marketplace enrollment, with some of regulations becoming effective in August 2025. Here’s a look at final rule’s changes and when they ...

Which health plans’ premiums are eligible for reimbursement under an ICHRA?

April 15, 2026 - Health insurance premiums for individual health insurance and Medicare may qualify for reimbursement under an ICHRA (Individual Coverage Health Reimbursement Arrangement).

What does Medicaid cover?

July 9, 2025 - Medicaid provides health coverage to individuals and families in every U.S. state and territory, but what it covers depends on the state where you live and other factors, including your ...

Budget bill provisions could make ICHRAs more appealing to businesses

May 30, 2025 - The budget reconciliation bill that passed in the House of Representatives includes provisions intended to make ICHRAs – or CHOICE Arrangements – more attractive for small businesses. Three sections of ...

ICHRA vs QSEHRA: Which is right for your small business?

April 15, 2026 - Compare ICHRA and QSEHRA to find out which health reimbursement arrangement best fits your business. Learn about eligibility, contribution limits and more.

How is Medicaid funded?

May 22, 2025 - Medicaid programs are funded jointly by the state and by the federal government, but there is significant variation from state to state in terms of how the costs are split ...

Medicaid for children: 6 facts every parent should know

March 25, 2026 - Medicaid for children plays a vital role in covering kids in the U.S., but many families may not be aware of the state and federal guidelines that make their children ...

How can downsized federal employees keep health insurance coverage in place? Is COBRA an option?

April 15, 2025 - Thousands of federal government employees lost their jobs in early 2025. Here's a look at your coverage options if your federal employment has ended.

Which states have trigger laws to automatically end Medicaid expansion if federal funding drops?

March 23, 2026 - Thirteen of the states that expanded Medicaid under the ACA have trigger laws that would quickly end or potentially scale back Medicaid expansion if the share of federal funding for ...

What can I do if my health insurance denied coverage of my medication?

March 3, 2025 - What can you do when your health plan won’t cover your medication? It’s frustrating to find out that your insurance has denied coverage for a medication you need, but there ...

Does health insurance cover IVF and other fertility treatments?

December 5, 2025 - Health insurance coverage for IVF and other fertility treatments varies from one state to another and from one health plan to another.

What are ICHRA pros and cons for employers and employees?

January 31, 2026 - Learn about the pros and cons of Individual Coverage Health Reimbursement Arrangements (ICHRAs) for employers and employees.

Could supplemental coverage help lower the out-of-pocket costs of my Marketplace health insurance?

November 6, 2024 - Could supplemental insurance combined with a Marketplace health plan help cover some of your plan's out-of-pocket costs?

Fact check: Is the $6,400 subsidy real or a scam?

July 14, 2025 - Ads on social media – promising a $6,400 subsidy – have been flagged as misleading. Here's what you need to know about the $6,400 subsidy scam.

News, coverage, media resources and stories about healthinsurance.org